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Convergent/Tmobile Bill


bcasey777
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Thanks for reponding. The debt amount is $402. The only thing they sent me was the statement from Tmobile, but I am not sure if that is considered validation. No, they did not state that it was past the SOL or could no longer sue. Only the CA is reporting to all 3 CRA's. The OC is not reporting at all.

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You should try the 1-2 punch now.

1st dispute with the CRA's "CMRR" track it and as soon as they sign for it send Convergent a 2nd dispute letter asking for more specific information such as all accounting that led to the charge off, contract with your signature with TMOBILE ect.....

Do a search for debt validation requesting more information and use request that fits your situation.

FWIW my 1st DV letter is always simple and short just asking for debt validation, but I always mail my dispute letters to the CRA's "CMRR" 1st and once they sign for it that's when I mail my DV letter to the CA "CMRR".

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