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Big time trouble.....

The last post in this topic was posted 1169 days ago. 

 

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Hello all! I've been reading a while and need a lot of help. Long story short, I was living in FL from 2015-2017 and all my medical bills are showing over 2015-2016. I've moved back to Georgia. I got on CK to check my score and see my collections. Well, I have the following: I was covered under insurance during this time and i was never offered charity help. I was very sick and almost ending up dying and lots of medical bills.

Some are for $150-$5k. I want to get these paid so that I am not going to end up being sued (that's my huge fear).

 

Transunion - 17 medical collections

 

Equifax - 21 medical collection accounts

 

Experian - 18 medical collections.

 

 

I am desperately need of anything I can do and setting up payment plans, cause I am so scared from all of this. Any help is gratefully appreciated.

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Follow the guides;

https://whychat.me/GUIDEBOOK.html

 

https://whychat.me/GUIDE%20HIPAA%20PROGRAM.html

 

Get your EOMBs ( explanation of medical benefits) from your insurance Co

 

Send each CRA where any medical account is reporting this;

https://whychat.me/hipaadisp.html

 

Once you have your EOMBs match them up as much as you can with the reported accounts. Look for what was charged, what was allowed, what was paid and how much was left as patient responsibility. If you see any "claim denied" without a corrected EOMB contact your insurance and appeal or find out what the problem was (incorrect billing codes etc.)

 

Come back to this post with your results and for any other questions you may have

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Credit account?? Do you mean credit report?? If you have 14 medical accounts reporting on a CRA report ( CRA= Equifax, Experian, TransUnion) then you list them on one initial dispute letter

https://whychat.me/hipaadisp.html

Have you opted out?? Have you obtained your individual reports from each CRA?? Have you tried to delete your old addresses??

https://whychat.me/GUIDEBOOK.html

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Hello all! I've been reading a while and need a lot of help. Long story short, I was living in FL from 2015-2017 and all my medical bills are showing over 2015-2016. I've moved back to Georgia. I got on CK to check my score and see my collections. Well, I have the following: I was covered under insurance during this time and i was never offered charity help. I was very sick and almost ending up dying and lots of medical bills.

Some are for $150-$5k. I want to get these paid so that I am not going to end up being sued (that's my huge fear).

 

Transunion - 17 medical collections

 

Equifax - 21 medical collection accounts

 

Experian - 18 medical collections.

 

 

I am desperately need of anything I can do and setting up payment plans, cause I am so scared from all of this. Any help is gratefully appreciated.

 

what type of hospital?

 

https://creditboards.com/forums/index.php?showtopic=524013

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Hello all! I've been reading a while and need a lot of help. Long story short, I was living in FL from 2015-2017 and all my medical bills are showing over 2015-2016. I've moved back to Georgia. I got on CK to check my score and see my collections. Well, I have the following: I was covered under insurance during this time and i was never offered charity help. I was very sick and almost ending up dying and lots of medical bills.

Some are for $150-$5k. I want to get these paid so that I am not going to end up being sued (that's my huge fear).

 

Transunion - 17 medical collections

 

Equifax - 21 medical collection accounts

 

Experian - 18 medical collections.

 

 

I am desperately need of anything I can do and setting up payment plans, cause I am so scared from all of this. Any help is gratefully appreciated.

 

what type of hospital?

 

https://creditboards.com/forums/index.php?showtopic=524013

 

 

She probably has bills from doctors too. Most of this stuff is incomprehensible to the average person. :( They're getting bills from all directions, people they never even knew existed.

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Sharpie, relax. Just do one thing at a time. Get copies of your reports. We need those phone numbers so she can use the automated system to get them.

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The last post in this topic was posted 1169 days ago. 

 

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