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cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.


- Pam, LKH, radi8, Marv

- the mods and forum leads

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Consolidating with mid 600 credit score

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Greeting everyone. I'm seeking advice on my particular situation.


I brought on some debt from a recent car purchase and maxing out most my cards after moving to another state, as a result my credit score dropped from the mid 700's to mid 500's! ( yes 200 points.. embarrassing) I've paid all but 4 of my debts off, two are cars with low balances ($800 and $500) and two with large balances ($3500 and $2500) according to credit karma , after I pay the smaller of the two cards my credit score should be in the mid 600's. At this point I'd like to consolidate my two larger cards to a single payment with lower interest ( currently the minimum payment together for the two larger cars is $250 with 24% and 21% interest rate)


What are my chances of being able to consolidate / refinance my two larger cards at that point?


Thank you in advance for your help!



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Hi :)


Credit Karma scores are Vantage? scores... ignore them & their advice. You can get all 3 reports/FICO 08 scores from creditchecktotal.com (CCT). They have a 7-day trial for $1. Cancel on day 2, so you don't forget. You will still have access to CCT for 10 days total.


Please list ALL of your CC's by Name, Balance, Credit Line, and APR. We will be able to assist you better with this information.

Edited by Kat58

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