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Freezing ChexSystems???

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Can someone explain what freezing ChexSystems does and the purpose for doing it? I tried to dispute my Chex report and they didn't remove anything. They basically said the information they are reporting is correct.


Thanks in advance!

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Some have reported getting new accounts approved while their file is frozen.

Keep in mind that a negative Chex or EWS file may keep you in jeopardy for an account closure or freeze.

Until those files are clear, always keep a backup financial system (and non-chex, non-ews account) for paying bills, direct deposit, etc.

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