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Citi and Cap One Using EWS

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Hey guys, just wanted to report that while I was approved by Chex, both accounts were closed 3 days later due to EWS. YMMV but beware.

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Thanks, we were aware of Cap One, but I wasn't sure if Citi was every branch - or only certain locations.


Get your free EWS annual report before you apply. This way you'll know what you're working with.

EWS is classified as a CRA, and must follow the FCRA.




They use snail mail, not sure if they still tell you about negatives over the phone. Previously, you could call and a rep would tell you if there were negatives in your file.

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