Right of Recession Followed to a T..money still disbursed..help

[cutt1001]

Ok..I need a mortgage broker..loan processor or anyone knowledgeable about the federal truth in lending law pertaining to the right of recession....ok..here is what happened..I applied for a home equity line of credit through JP morgan chase and was approved..I signed the closing documents on thursday june 1, 2017. Per law they also gave me the paperwork to cancel the transaction in its entirety within 3 business days (midnight Monday June 5, 2017). I started getting cold feet and decided I was not going to put my home up for any amount of money. On Saturday June 2nd I signed and dated the cancellation paperwork that chase provided. I scanned the paperwork and emailed a copy to my loan processor and the loan processors team leader. I also explained my intent to cancel in the email also. I went to the post office and mailed the original out via certified mail return receipt to the address chase provided. Chase received this letter on Monday June 5th, 2017 at 9:27am. At this point I was relieved that I had done everything by law in order to cancel the loan in its entirety. Fast forward to Friday June 9th..I checked my navy federal credit union balances and they were all 0.00.....This was a bill consolidation loan and lo and behold chase had moved forward with the disbursement. They tried to reverse the transaction but navy federal credit union advised they had already been processed and could not be reversed. Chase calls me and advises it is my right to cancel but they need their money back in order to do so. They advised me that they talked to navy federal credit union and they advised chase to have me call them and they would send me the money. I contacted navy federal union and in order for me to reimburse chase I would have to take out a 30k personal loan at 13.49% interest. Now chase is calling me on a daily basis asking what I am going to do...They were nice as could be through the process of acquiring the line of credit. Now their like a collection agency. I don't have 30K to give these people. Do I have any type of recourse. First question they asked is "was I sure I want to cancel". Is it even an option not to at this point? any and all help will be greatly appreciated.

[Kuuner]

unless you have the funds to lawyer up, sounds like the path of least resistance is to just let what happened, happen. That said, let it happen but at the same time, file a complain with the CFPB and include your fax confirmation receipt and excerpts of your emails as documentation to the lender.