What did you get in the email today?

[8ball]

Cash offer and quick close is always the best!

[chrishillson]

I got a credit alert from "Transunion CreditView"  but when I click the link it goes to my Fidelity investments login. Tried on phone & desktop PC.

[hdporter]

11 hours ago, chrishillson said:

I got a credit alert from "Transunion CreditView"  but when I click the link it goes to my Fidelity investments login. Tried on phone & desktop PC.

 

If this is a benefit provided under the Fidelity Visa card, then log into your card account and go to the appropriate option to review your alert and updates.

[TheVig]

Chase wants me to take out a loan on my credit cards.

 

Nope.

[hdporter]

9am notice from my primary credit union that a $10k overdraft protection advance was taken from my VISA.  OMFG, what did I screw up NOW!

 

------

 

Full disclosure:  I suspected this was directly related to a $5000 ACH transfer, scheduled every month for the 1st from my CU to DCU, to cover my mortgage payment on the 5th, that "failed to launch" this month and about which I called yesterday.

 

 

CSR yesterday was clueless about why it failed to transact, but the ACH was set to move last night.  Called this morning to find out what was up with the OD transfer, since my checking didn't show a negative balance, although w/ clearance of the $5k it was at a $62 balance (anticipated).

 

The CSR put me on hold and, at the 20 min mark, I hung up.  She called back after 5 min and asked if this was a good number for someone who was researching the matter to call back.

 

Called about 1/2 and hour later and, at least, was given the explanation that there was a glitch in their ACH system over the weekend that halted ACH's but also initiated duplicate backup ACH orders.  While a remedy ensured that only the original ACH went out, the system still anticipated 3 such ACH's being debited on my account and covered accordingly.

 

I know, it's what to expect when dealing with the junior league  ... on the whole, I luv them !!

 

 

[hegemony]

reminder from NASA re: this promo

 

[hegemony]

offer from penfed: move new money into premium savings and get $100 bonus up to $500. funds must remain until 1/2024.

 

not really worth it to move 50k from 4.5% apy to 3% apy for a few months for the taxable $500.

[greendeh]

The 1st LexisNexis report I have ever requested.

 

All the information in there..... whoa

[supern8ural]

On 7/6/2023 at 4:44 PM, TheVig said:

Chase wants me to take out a loan on my credit cards.

 

Nope.

 

I've been getting those from Chase, BoA, and even my new Capital One card.  Funny how a year ago I could have used some more credit (wanted to consolidate my debt on a 0% balance transfer but my CL was not high enough on my Chase card) and Chase told me to GFY... paid it all off and suddenly both Chase and BoA raised my CL and I'm getting bombarded by all these offers.

 

If I didn't know better, I'd think they wanted me to go back in debt.

[Burgerwars]

I think Robinhood email has gone bonkers. I made a small ACH deposit right now. Now I'm getting email confirmations for just about every transaction in the past year. I don't have much in Robinhood but I purchase one ETF share once in a while. 

[Goku4]

Capital One Pre-approval referral offer. I was successful in making $100 via utilizing it!

[ImBack]

Your new credit limit: $29,500

ImBack, since you do such a great job of managing your account, we've increased your credit limit effective immediately. This will give you more flexibility when you need it for purchases, balance transfers and direct deposit cash advances (if available).

Enjoy your new credit limit—you earned it A nice unexpected BOA bump from $20K

Edited August 9 by ImBack

[Goku4]

I got a pre-approval for a brand new Nissan and I can tell you right now, there is no way that can happen...

[greendeh]

My new Sam's Club Plus Mastercard

 

5% Gas

3% Dining

3% In club and online

1% everything else

 

No FTF or AF

[greendeh]

And an offer from my insurance company with a special "sign up code" to open a CD with US Bank for .05% less than if I were to just open a CD directly with US Bank.

 

Edited August 18 by greendeh

[TheVig]

More emails from Chase and Citi telling me I can borrow money up to the available credit on my cards.

 

Amex offer to upgrade my Delta Blue to the Delta Platinum

Amex offer to upgrade my Delta Gold to the Delta Reserve

 

With the latest Delta SkyPeso and lounge visit devaluation, the North Korean Won now has more value.

[TheVig]

Another Cap1 Savor One pre approval offer.

 

If I ever change back to Team Cashback, then maybe I could see the value in it.

[TheVig]

Chase Freedom Flex offer.

 

I want this card, but am gonna hold off from applying, despite being under 5/24.

[TheVig]

Chase BT offer

 

[TheVig]

AAA Visa offer. Trash.

US Skank thinks I should do a Pay Over Time on my Cash+. 

[TheVig]

Uh, no thank you.

 

[Glacier]

Two Citi Offers.... one for 5x AA Miles on online purchases and the other for 3.99% APR on new purchases through 6/30/24  I will accept both, even though I don't carry a balance. 

[TheVig]

BofA tells me I have scored a BT offer.

Chase tells me if I use their shopping portal, their is currently some elevated spend offers at various merchants.

 

[greendeh]

A double offer from Chase for my Amazon Prime Visa

--

Activate to earn 5% back at restaurants, whether you dine-in, take out, or order delivery between November 1 and December 31.
Offer limited to $1,000 in spending.

 

And

 

Plus unlock free Grubhub+ for a year*
Prime members get a year of Grubhub+ for free (valued at $120/year).
Enjoy no delivery fees, member-only offers and reliable delivery on food, snacks, and more

 

The 5% offer will save me an extra .50 to 2 dollars over the next 2 months. Not being cynical: If you want to give me a dollar I will take it.

[TheVig]

Chase telling me I can borrow up to the available credit on my CSP. About an hour later, I get the same offer on my CFU.