What did you get in the email today?

[MarvBear]

24 minutes ago, pandmel said:

Two preapproval emails from Chrysler Capital.
 

I did not apply to Chrysler or at any dealership in the last year and then it was not a Chrysler product.

 

When I try to login to the preapproval it says I am inputting the wrong data. 

No inquiry notification from the several monitoring services I am signed up for.

 

Been on hold with Chrysler for 15 min so far.   

 

I was ID theft victim last year. I hope this is not again.

 

 

 

Thats now Santander.

[MarvBear]

I just got the same damned email.

 

This message was sent to you as a Chrysler Capital customer at xxxxxxxxxxxxxxxxxxxxxxxxxx for transactional purposes. If you are not the intended recipient, please notify us immediately. ©2022 Santander Consumer USA Inc. All rights reserved. Chrysler Capital is a registered trademark of FCA US LLC and licensed to Santander Consumer USA Inc. Chrysler, Dodge, Jeep and Ram are registered trademarks of FCA US LLC. FIAT is a registered trademark of FCA Group Marketing S.p.A., used with permission. All other trademarks are the property of their respective owners. CCAP-154727-CUST-091721

[pandmel]

26 minutes ago, MarvBear said:

 

 

Thats now Santander.

Does not really matter who it is or how they are branded.


I just checked all my credit reports via https://www.annualcreditreport.com/ and did not see any hard or soft inquiries from them.

 

I had a loan with them that was paid off in 2018 all on time every time. 

 

Not sure why at all I would be getting this.

 

[centex]

6 minutes ago, pandmel said:

Does not really matter who it is or how they are branded.


I just checked all my credit reports via https://www.annualcreditreport.com/ and did not see any hard or soft inquiries from them.

 

I had a loan with them that was paid off in 2018 all on time every time. 

 

Not sure why at all I would be getting this.

 

Have you actually expanded the headers...may well simply be spam/phish food. 

 

Think about how many different entities there are that are spoofed.  Some of the fraudsters still phish via email.  The headers almost always give it away...and that if the Reply To addy didn't succeed by itself...

[pandmel]

21 minutes ago, centex said:

Have you actually expanded the headers...may well simply be spam/phish food. 

 

Think about how many different entities there are that are spoofed.  Some of the fraudsters still phish via email.  The headers almost always give it away...and that if the Reply To addy didn't succeed by itself...

eceived-SPF: pass (google.com: domain of info@mail.chryslercapital.com designates 12.130.154.70 as permitted sender) client-ip=12.130.154.70;
Authentication-Results: mx.google.com;
       dkim=pass header.i=@mail.chryslercapital.com header.s=chryslercapital2 header.b=MPhmmacJ;
       dkim=pass header.i=@responsys.net header.s=oraclersys header.b=fo5mwm4O;
       spf=pass (google.com: domain of info@mail.chryslercapital.com designates 12.130.154.70 as permitted sender) smtp.mailfrom=info@mail.chryslercapital.com;
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=mail.chryslercapital.com

[MarvBear]

You got the letter because you are a previous customer and they would approve you again since you paid their old loan off.   Ask me how I know.

[pandmel]

12 hours ago, MarvBear said:

You got the letter because you are a previous customer and they would approve you again since you paid their old loan off.   Ask me how I know.

Any bank in the Auto Finance business would approve me for an auto loan.. Auto scores 740 ish

When I clicked through on the email to "login" to see the approval it said the details, email address and last 4 of social, entered were incorrect.

Unless it was someone trying to use my info it makes sense that they would chose me from past customers. Instantly when I got it I thought the worse.

 

 

 

 

[brainchasm]

 

[PotO]

 

Yes, it is.

It's better than a poke in the eye with a sharp stick.

These little recognitions do have an influence on people when it comes to loyalty. 25 years with Chase, Bank of America or Citibank gets you .


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[TheVig]

BT offers from Barclays and FNBO.

[TheVig]

BJ’s wants me to use their credit card to buy a big screen TV, so I can have “home field” advantage for the big game. 
 

Uh, no. 

[TheVig]

US Skank BNPL offer on my Cash+ visa.

 

Seems like everyone is getting in on the BNPL scheme these days.

[centex]

1 hour ago, TheVig said:

US Skank BNPL offer on my Cash+ visa.

 

Seems like everyone is getting in on the BNPL scheme these days.

Gotta get the suckers lured in before the rates jump...and then when they do, nail them with the late fees.  All about the bottom line...get it in order now for the next earnings season.

[hegemony]

CUs must need cash as I've been getting CD promos from PEnfed, Alliant, et al.

[PotO]

CUs must need cash as I've been getting CD promos from PEnfed, Alliant, et al.

Got those.

Also getting promos from Goldman Sachs Bank.


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[StarkRaven$]

American Express urging me to take out cash Advances. No thank you.

 

Withdraw cash at over one million ATMs

 

  

About Cash Advance

The Cash Advance feature allows you to withdraw cash when and where you need it at over one million participating Automated Teller Machines (ATMs) worldwide. Use your PIN and Blue Cash Preferred® to obtain cash quickly, securely and with ease. Withdraw cash for travel, everyday needs or life's unexpected moments.

 

How to Use Cash Advance

• Log into your account using the button below to view your secure PIN.

 

 

View PIN

 

(If you haven't set up your online account, you may do so on our website by selecting "Create New Online Account." You'll need to have your Card in hand to set up your account.)

 

• Locate the closest ATM and follow the on-screen prompts. Select "Checking" or "Credit Card" to access cash.

 

• The cash withdrawal amount is subject to the limits in your Cardmember Agreement. Cash Advance Fees and Annual Percentage Rates (APRs) will apply. Please see your Cardmember Agreement for details on rates, fees and limits for cash advances.

[PotO]

American Express urging me to take out cash Advances. No thank you.
 
Withdraw cash at over one million ATMs
 
  

About Cash Advance

The Cash Advance feature allows you to withdraw cash when and where you need it at over one million participating Automated Teller Machines (ATMs) worldwide. Use your PIN and Blue Cash Preferred to obtain cash quickly, securely and with ease. Withdraw cash for travel, everyday needs or life's unexpected moments.

 

How to Use Cash Advance

• Log into your account using the button below to view your secure PIN.

 

 

View PIN

 

(If you haven't set up your online account, you may do so on our website by selecting "Create New Online Account." You'll need to have your Card in hand to set up your account.)

 

• Locate the closest ATM and follow the on-screen prompts. Select "Checking" or "Credit Card" to access cash.

 

• The cash withdrawal amount is subject to the limits in your Cardmember Agreement. Cash Advance Fees and Annual Percentage Rates (APRs) will apply. Please see your Cardmember Agreement for details on rates, fees and limits for cash advances.

Wow! I'd never have expected AmEx to do that.

Lately they are also pushing personal loan pre-approvals.


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[TheVig]

[PotO]

I always get a kick out of "BJ"s. LOL


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[TheVig]

Truist notification that a card is on the way to replace one that is expiring 

[TheVig]

Bluegreen Vacations/Choice wants me to explore vacation ownership opprotunities. Make it 60k or higher and I might be willing to say no repeatedly for about 2 hours.

 

[chrishillson]

I posted last week that my Macys store card offered me an upgrade to the Amex card. Today I got a MyFico alert which reads:

 

A retail card account was removed from your report

Number of Retail Card Accounts Remaining; 0

 

w00t w00t

[hdporter]

Barclays emails inviting me to deposit funds to checking at 0% APR, 3% fee, 12 mo from my cards (Aviator/Arrival/Ring).

 

Chase email offering a 2.99% APR for 6 mo on new purchases on my Chase Unlimited.

Edited February 16, 2022 by hdporter

[PotO]

I posted last week that my Macys store card offered me an upgrade to the Amex card. Today I got a MyFico alert which reads:
 
A retail card account was removed from your report
Number of Retail Card Accounts Remaining; 0
 
w00t w00t

My Macy's reports two tradelines. One is the retail store account and the other is the AmEx credit card.


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[centex]

20 hours ago, chrishillson said:

I posted last week that my Macys store card offered me an upgrade to the Amex card. Today I got a MyFico alert which reads:

 

A retail card account was removed from your report

Number of Retail Card Accounts Remaining; 0

 

w00t w00t

That COULD result in rebucketing...there have been discussions through the year that a retail card helped with the mix...