What did you get in the email today?

[brainchasm]

4 hours ago, TheVig said:

Confirmation email from Citi on my closing of the AA Platinum.

Gonna pick up an Aviator now?

 

That's probably my next Stupid Human Trick.  That said, Barclays is getting touchier and touchier about my total available credit.

Also, getting under 5/24 seems impossible these days, le sigh.

Edited May 6, 2021 by brainchasm

[TheVig]

3 hours ago, brainchasm said:

Gonna pick up an Aviator now?

 

No. I'm eliminating AF cards.

[schizcat]

Got an offer to upgrade from Amex BCE TO BCP.  Trying to decide if I should do it. First year free, 95 annual after that. 

[TheVig]

BT offer from FNBO. Telling me it's nice to have options in life.

 

I options, just not those options.

[cv91915]

Not very alluring when the max I'm getting on liquid savings is 0.65%.
 

You’ve opted-in to a 0% promotional APR for 7 months on all new purchases, including purchases made online. After that, your standard purchase APR will apply, 15.99% variable¹. 

Your 0% promotional APR could save you money on every purchase you make with your AAdvantage^® Aviator^® Silver Mastercard^® from May 1, 2021 through November 30, 2021. Continue to make the most of this special low-rate offer and use your card for all purchases, including online purchases¹. 

Just remember:

• This offer is good for new purchases from May 1, 2021 through November 30, 2021 and does not apply to any existing Purchase Balances on your account¹.
• After your 0% promotional APR period ends, your standard purchase APR of 15.99% variable will be applied to these purchases and all future purchases².

View all your other great card benefits by clicking the button below.

[cv91915]

👆On a related note, looks like we've charged $18k on this card since the last statement closed.

 

I'm going to put in a CLI request next month.  I 100% guarantee it will be denied for not enough usage.

[DebtFreeIn04]

On 5/12/2021 at 7:15 PM, schizcat said:

Got an offer to upgrade from Amex BCE TO BCP.  Trying to decide if I should do it. First year free, 95 annual after that. 

I'm happy with my BCP . Good if spend over 3000 in groceries out to 6000 plus 6% off Streaming 

[schizcat]

3 hours ago, DebtFreeIn04 said:

I'm happy with my BCP . Good if spend over 3000 in groceries out to 6000 plus 6% off Streaming 

Didn't know about the streaming deal but I pulled the trigger on it. 

[StarkRaven$]

Keep getting emails from Discover on a BT transfer offer at 4% and now from my NFL Barclaycard for 2% BT. 

[cv91915]

Someone who has my work email address wants to know if I'm ready for margin compression in 2021.

[schizcat]

Got my 10000 point from my NFCU card since I spend $1000 in the first 90 days.

[insolent1]

PenFed wants me to buy a new car @0.99% for 60 months. Unfortunately, the few vehicles I might be interested in aren't in stock and the new/used auto values are over-inflated now and no one is giving out deals. 

 

[cv91915]

8 hours ago, insolent1 said:

PenFed wants me to buy a new car @0.99% for 60 months. Unfortunately, the few vehicles I might be interested in aren't in stock and the new/used auto values are over-inflated now and no one is giving out deals. 

I think that requires using their auto buying service, which I tried to use a couple of years ago.

 

I ended up with a selling price $15,000-20,000 lower by not taking the atrocious deals that were offered.

 

 

Edited May 21, 2021 by cv91915

[insolent1]

8 hours ago, cv91915 said:

I think that requires using their auto buying service, which I tried to use a couple of years ago.

 

I ended up with a selling price $15,000-20,000 lower by not taking the atrocious deals that were offered.

 

 

Yup!

I found out years ago that True Car and these services are little more than a referral service for dealers who have customers who may well be intimidated by auto sales people and the car buying process. 

 

[centex]

Got notice that, after a few weeks of no apparent interest by others in a vehicle I had found, they are willing to accept my (very) low-ball offer.  And I mean low as in what they MIGHT have gotten at auction...

 

I'll know in a few hours if they are serious...although weather sucks locally right now. 

[insolent1]

Good luck!

[centex]

20 hours ago, insolent1 said:

Good luck!

I go pick it up tomorrow...when the weather changed on me yesterday, I didn't pull the autodraft out of the car I WAS going to drive.  So I have a deposit down and most of the paperwork is a formality.  Hagerty is quoting me less than $200 for the full coverage through the end of the year (I am adding it as a collector vehicle with limited miles per year).  Confirmed that dealership had been set to send it to auction this week...

[StarkRaven$]

Email from Petco inviting me to apply for the new Petco Credit Card by Comenity and earn rewards. 

 

https://www.petco.com/shop/en/petcostore/c/credit-card?cm_mmc=EML-_-EMPROMO-_-NBU-_-PCC-_-PET-_-AQU-_-0-_-20210523_Petco_Pay_Launch_B-_-20210523_EM_Petco_Pay_B_final-_-ct&et_rid=29816092

[centex]

17 hours ago, StarkRaven$ said:

Email from Petco inviting me to apply for the new Petco Credit Card by Comenity and earn rewards. 

 

https://www.petco.com/shop/en/petcostore/c/credit-card?cm_mmc=EML-_-EMPROMO-_-NBU-_-PCC-_-PET-_-AQU-_-0-_-20210523_Petco_Pay_Launch_B-_-20210523_EM_Petco_Pay_B_final-_-ct&et_rid=29816092

Take that puppy and rub its nose in it whilst saying "No!  No! No!"

[cv91915]

Check for $148 from the unclaimed property department at State Farm. 

[TheVig]

More emails from Sync telling me my statements are going paperless. I will log in and change them back to paper.

[cv91915]

On 5/30/2021 at 10:22 AM, TheVig said:

More emails from Sync telling me my statements are going paperless. I will log in and change them back to paper.

Cox (our ISP in CA) sent me an email informing me that I'm being converted to paperless statements.

 

I can (and will) switch back to paper after the first paperless statement, which is the first opportunity.

 

I wouldn't feel so strongly about this, but a few years ago they charged me $25 when an automatic payment was declined, because the card I had on file had to be replaced and I forgot to update my account with the new card number.

 

At that point I decided that they can pay to mail me a statement every month until I die, or otherwise no longer need their service

[pandmel]

Zell notification that I received my settlement payment from Santander

 

Quote

BofA:Multistate Santander Settlement Payment sent you 261.11 with Zell for "Visit www.santandermultistateagsettlment.com with questions"

I had a Chrysler Capitol loan during rebuilding. 

[cv91915]

Second rate drop from LOB in the past couple of months.  I thought interest rates had bottomed out.

 

(Still getting 0.65% on liquid savings from Affirm)

 

Starting June 10, 2021, your savings account will earn 0.50% Annual Percentage Yield (APY)¹, which is 8x the national average². 

If you have questions about your account, please contact a Customer Success Manager at 866.518.0286, Monday through Friday 8:00 a.m. – 8:00 p.m. ET.

 

Thank you for choosing Live Oak Bank. 

[centex]

Offer from AXP to upgrade one of the cards...which then led to a message telling me they have no upgrades for me. 

 

Could be a glitch because I also saw some quirkiness on the AXP Travel page...