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Another AMEX Platinum Card upgrade offer. 10x points on certain purchases, 75,000 points if a spend $5k in the first six months, etc. 

Is AMEX hurting for Platinum Card holders? They sure want me to sign on for one, but I don't fly any longer and have very little interest in doing it again. $550 annually is way too large a fee for the benefits available that I'll not use.

 

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9 hours ago, insolent1 said:

Another AMEX Platinum Card upgrade offer. 10x points on certain purchases, 75,000 points if a spend $5k in the first six months, etc. 

Is AMEX hurting for Platinum Card holders? They sure want me to sign on for one, but I don't fly any longer and have very little interest in doing it again. $550 annually is way too large a fee for the benefits available that I'll not use.

 

 

Their recent strategy is clearly to get people to upgrade to cards with annual fees, and for people with AF cards, to upgrade those to higher AFs.

 

Most of the other issuers rely on earning 25.99% APR from people who are still making payments on the night they splurged on Mix & Match Fajitas™ at Chili's® in January of 2017.

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11 hours ago, insolent1 said:

Another AMEX Platinum Card upgrade offer. 10x points on certain purchases, 75,000 points if a spend $5k in the first six months, etc. 

Is AMEX hurting for Platinum Card holders? They sure want me to sign on for one, but I don't fly any longer and have very little interest in doing it again. $550 annually is way too large a fee for the benefits available that I'll not use.

 

 

Why not just upgrade for the year, take the 75k points plus whatever bonus points you can earn then downgrade after year 1.  The 75k points alone outweighs the AF, not to mention the incidental credits they offer.  Seems like a no-brainer unless you're holding out for a 100k offer...

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8 hours ago, CTSoxFan said:

 

Why not just upgrade for the year, take the 75k points plus whatever bonus points you can earn then downgrade after year 1.  The 75k points alone outweighs the AF, not to mention the incidental credits they offer.  Seems like a no-brainer unless you're holding out for a 100k offer...


That's a great strategy, but I am saving cash for a new home construction scheduled for next year. That $5K is going to offset some upgrades to the house.
 

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Penn Fedd Kredit Younyun sent me an email about entering to win $10,000 by either opening a checking account :rofl: or visiting a web site and entering my contact info.

 

I chose the latter.

 

 

Not Found

The requested URL /fbsweeps/sweeps/PenFed10kGiveaway was not found on this server.

Additionally, a 404 Not Found error was encountered while trying to use an ErrorDocument to handle the request. 

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5 hours ago, cv91915 said:

Penn Fedd Kredit Younyun sent me an email about entering to win $10,000 by either opening a checking account :rofl: or visiting a web site and entering my contact info.

 

I chose the latter.

 

 

Not Found

The requested URL /fbsweeps/sweeps/PenFed10kGiveaway was not found on this server.

Additionally, a 404 Not Found error was encountered while trying to use an ErrorDocument to handle the request. 



I got the same thing and I'm a "member".   🙄

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WalletHub is congratulating me for paying off 61% of one of my loans.

 

Except it isn't a loan, it's a lease. 

 

But even if it was a loan, at this point in the 36-month cycle that's how much anyone would have paid off simply by making the contractually-required payments. 

 

And even if it was a loan, who with prime credit pays 5.43% APR for a 36-month term?

 

Also, the lease payment is only $849.  :lol: 

 

 

2aq7zyJ.png 

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  • 3 weeks later...

Note that I only have one of the three products mentioned in the subject lines.

 

This also qualifies as a COMPUTER GLITCH, albeit it a recurring one, so I'm going to cross-post this in the appropriate thread.

 

5MTqF8D.png  

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Here's a Bed Bath & Beyond hack.

 

Sign into your account, put an item in your cart and then close your browser.

 

A few days later you'll get a "price drop" notification via email.  Yesterday it was 3%.

 

Today, same email...  but 4%.

 

Apparently this is my "last chance," which would seem more urgent if I hadn't already purchased a different item elsewhere.

 

bxWmp5h.jpg 

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