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blueman

Should I apply for Pre-selected Citi card after former BK?

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Hi There. I had a Citibank card that was included in bankruptcy 12 years ago. Lately I've been receiving lots of pre-selected card offers from Citi. Any experience on whether the earlier card BK will disqualify me?

 

Thanks.

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I have a bk discharged Jan 2010. I apped for the simplicity three weeks ago based on the info on the master black list post which suggested at least 7 years post BK and a clean report with no IIB information showing. I was approved instantly for $1800. Nothing negative on reports other than the BK. If I remember correctly I IIB'd them for $2-3K.

Edited by ericgunit

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Thanks - It was $10K. I have completely clean credit reports - high on utilization tho.

 

Why do I want a Citi card? I need another card for business travel and thought it would be simpler to go for a preselected offer.

 

Daniel.

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Thanks - It was $10K. I have completely clean credit reports - high on utilization tho.

 

Why do I want a Citi card? I need another card for business travel and thought it would be simpler to go for a preselected offer.

 

Daniel.

U would have better results get that Util down.

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Thanks - It was $10K. I have completely clean credit reports - high on utilization tho.

 

Why do I want a Citi card? I need another card for business travel and thought it would be simpler to go for a preselected offer.

 

Daniel.

Again, what about the Citi card is special....

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Thanks - It was $10K. I have completely clean credit reports - high on utilization tho.

 

Why do I want a Citi card? I need another card for business travel and thought it would be simpler to go for a preselected offer.

 

Daniel.

Again, what about the Citi card is special....

 

 

Just that its a pre-selected offer.

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Thanks - It was $10K. I have completely clean credit reports - high on utilization tho.

 

Why do I want a Citi card? I need another card for business travel and thought it would be simpler to go for a preselected offer.

 

Daniel.

Again, what about the Citi card is special....

Just that its a pre-selected offer.

Is there another card that might fit your spend pattern better or maybe give better rewards?

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