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New Car... Should I Wait?

The last post in this topic was posted 1246 days ago. 

 

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60 x2.9 ok. Don't pay more for an extra year of payments IMO

internet price for car was 40,865. I offered them 38,000. They said no but can do 40,000. I said 39,500 plus they have to tint windows and install the m performance black grill for free... What do you guys think. If I walk out right now you think they will offer 39k. They are saying their internet price is fair and they don't have much room to go down.

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

 

Sent from my SM-P580 using Tapatalk

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

 

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.

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I work at a car dealership...unless they are a 1 price dealership always walk out.

 

Sent from my Pixel XL using Tapatalk

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

 

Sent from my SM-P580 using Tapatalk

That makes sense Marv. Theory being that there are magnitudes more vehicles to pick from on the internet than on any lot. If they​ are talking to you then they are interested in the car at the price. That said, the oil change and inspection the dealership through in a few months ago (when I asked when the oil had been changed and when the inspection was up) really left me with a great impression of them. They did that even though the deal was basically done and they knew it... and I didn't ask them to.

 

There can be lots of factors at play in any given situation.

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

 

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.

If they give you your price you should probably take the deal.

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Well where I am now it's 9.34 pm. I've been there since 8 am. I don't know your time zone, but it time I went home!

 

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Well where I am now it's 9.34 pm. I've been there since 8 am. I don't know your time zone, but it time I went home!

 

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lol! I'm in LA!

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

 

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.
If they give you your price you should probably take the deal.
2014 BMW 535d m sport. Loaded with options. 22k Miles. 2.9% apr. Internet price 40,865. They are going to accept 39k. There are 535D vehicles for less but they don't have same low miles and the options this one has. Edited by peytontaylor

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Whatcha gonna do how big boy?????????????????¿?¿

 

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buying it at 39k. Only going to get gap coverage. BMW is going to offer a chocolate load of add ons when I speak to Finance guy.

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Nice of you to help your friend make a $hit financial decision. 6% on 60 months with 10% down? That's a garbage loan right there.

Talk tough, big guy. We know what that means.

It means I'm smarter than you and your friend. If the only way he can afford a BMW is 6% x 60 months with a down payment the size of your brain then he can't really afford a BMW.

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Nice of you to help your friend make a $hit financial decision. 6% on 60 months with 10% down? That's a garbage loan right there.

Talk tough, big guy. We know what that means.

It means I'm smarter than you and your friend. If the only way he can afford a BMW is 6% x 60 months with a down payment the size of your brain then he can't really afford a BMW.
I'm doing 2.9%, $0 down, $790/month for 60 months or 3.9%, $0 down, $672/month for 72 months.

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.
If they give you your price you should probably take the deal.
2014 BMW 535d m sport. Loaded with options. 22k Miles. 2.9% apr. Internet price 40,865. They are going to accept 39k. There are 535D vehicles for less but they don't have same low miles and the options this one has.

Kongrats! That's a nice car.

 

If you're in SoCal, they are ALWAYS going to deal. Too many BMW dealerships and so many leases that they have piles of 2014's they have to move, especially with summer coming and the 2015's about to come back.

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.
If they give you your price you should probably take the deal.
2014 BMW 535d m sport. Loaded with options. 22k Miles. 2.9% apr. Internet price 40,865. They are going to accept 39k. There are 535D vehicles for less but they don't have same low miles and the options this one has.
Kongrats! That's a nice car.

 

If you're in SoCal, they are ALWAYS going to deal. Too many BMW dealerships and so many leases that they have piles of 2014's they have to move, especially with summer coming and the 2015's about to come back.

thanks! Finally done renting a damn c class from avis for like 1500-1700 a month... Waited to make sure my credit was decent enough for a good apr. Edited by peytontaylor

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.
If they give you your price you should probably take the deal.
2014 BMW 535d m sport. Loaded with options. 22k Miles. 2.9% apr. Internet price 40,865. They are going to accept 39k. There are 535D vehicles for less but they don't have same low miles and the options this one has.
Kongrats! That's a nice car.

 

If you're in SoCal, they are ALWAYS going to deal. Too many BMW dealerships and so many leases that they have piles of 2014's they have to move, especially with summer coming and the 2015's about to come back.

thanks! Finally done renting a damn c class from avis for like 1500-1700 a month... Waited to make sure my credit was decent enough for a good apr.

 

Congrats on the BMW. However, what you have spent on renting from Avis has far exceeded what you saved in finance charges from a marginal APR improvement. And you could have just planned to refinance to a lower APR with a good CU once your FICO's hit Tier 1 levels if you had initially purchased a car to prevent the Avis rental deal.

Edited by Rogue

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Nice of you to help your friend make a $hit financial decision. 6% on 60 months with 10% down? That's a garbage loan right there.

Talk tough, big guy. We know what that means.

It means I'm smarter than you and your friend. If the only way he can afford a BMW is 6% x 60 months with a down payment the size of your brain then he can't really afford a BMW.
I'm doing 2.9%, $0 down, $790/month for 60 months or 3.9%, $0 down, $672/month for 72 months.

 

Hopefully you went with the 60 month loan here.....

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When input an internet price out. I never negotiate. Always been my policy. Advertise your best price first. Not your 2nd best. That's how I operate, how I was trained and how I trained others.

Sent from my SM-P580 using Tapatalk

good to know. Internet price was 40,865. Seems like they may give to me for 39k. If so i may just take it. It's a diesel and only 22k miles on a 2014 and a lot of options included.
If they give you your price you should probably take the deal.
2014 BMW 535d m sport. Loaded with options. 22k Miles. 2.9% apr. Internet price 40,865. They are going to accept 39k. There are 535D vehicles for less but they don't have same low miles and the options this one has.
Kongrats! That's a nice car.

 

If you're in SoCal, they are ALWAYS going to deal. Too many BMW dealerships and so many leases that they have piles of 2014's they have to move, especially with summer coming and the 2015's about to come back.

thanks! Finally done renting a damn c class from avis for like 1500-1700 a month... Waited to make sure my credit was decent enough for a good apr.

Congrats on the BMW. However, what you have spent on renting from Avis has far exceeded what you saved in finance charges from a marginal APR improvement. And you could have just planned to refinance to a lower APR with a good CU once your FICO's hit Tier 1 levels if you had initially purchased a car to prevent the Avis rental deal.
thanks for the congrats. Yes I think you're correct, the rental situation could have been managed better. I began the rental situation at a point where I thought i would not be found at fault for the accident that totaled my car or at worst there would be a comparative negligence. Under these circumstances there was a path for reimbursement for the high cost rental. Ended up being 80/20 comp neg, not in my favor, so I will get basically negligible reimbursement for the business related rental. You make good points about money that could have been saved but hey live and learn. Glad the folks here provided helpful info for the new purchase.

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Nice of you to help your friend make a $hit financial decision. 6% on 60 months with 10% down? That's a garbage loan right there.

Talk tough, big guy. We know what that means.
It means I'm smarter than you and your friend. If the only way he can afford a BMW is 6% x 60 months with a down payment the size of your brain then he can't really afford a BMW.
I'm doing 2.9%, $0 down, $790/month for 60 months or 3.9%, $0 down, $672/month for 72 months.

Hopefully you went with the 60 month loan here.....
i went 72 but am going to be paying above the car note amount many months. I know it was an error going with 72 and I was advised by guys here to go 60 months and 2.9%. It will work out and hopefully I can refinance at end of year anyway.

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