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Blakes quest for 1 million in credit lines


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He's busy dealing with the BK.

I'd pay money for an update 👍

My middle name is Schadenfreude

Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

 

That's the problem.

 

Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office.

Is there a point where you stop and wait while you grow your limits and improve your profile?

 

What's clearly not understood is that sometimes things grow much faster by not adding new accounts (constantly).

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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

 

Since when is AMEX doing hidden TLs?

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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

Since when is AMEX doing hidden TLs?
Business cards.

 

This is the post Blake 10 is referring to...

 

Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office.

Edited by mec
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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

Since when is AMEX doing hidden TLs?
Business cards.

 

This is the post Blake 10 is referring to...

 

Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office.

 

Ohhh. Meh. I don't count business cards in with my personal limits.

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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

Since when is AMEX doing hidden TLs?
Business cards.

 

This is the post Blake 10 is referring to...

 

Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office.

Ohhh. Meh. I don't count business cards in with my personal limits.

I can see why. Since underwriters can't count them either. But they could come in handy in a bust out or if you need some leverage.

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Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.

And who is that TL with?
Amex

Discover CLI from 3000 to 4500 I haven't tried in prob 6 months

Since when is AMEX doing hidden TLs?
Business cards.

 

This is the post Blake 10 is referring to...

 

Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office.

Ohhh. Meh. I don't count business cards in with my personal limits.

I can see why. Since underwriters can't count them either. But they could come in handy in a bust out or if you need some leverage.

 

 

Hopefully they aren't being used or planned to be used in this manner.

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PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure

Nice! Congrats! What states do they lend in?

southeast for sure. They have a pretty large footprint #10 largest bank
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PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure

Nice! Congrats! What states do they lend in?

southeast for sure. They have a pretty large footprint #10 largest bank

 

 

How come you don't have a personal card with PNC?

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PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure

Nice! Congrats! What states do they lend in?

southeast for sure. They have a pretty large footprint #10 largest bank

How come you don't have a personal card with PNC?

i am waiting to get their 4% gas card. That is on my next app spree
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PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure

Nice! Congrats! What states do they lend in?

southeast for sure. They have a pretty large footprint #10 largest bank

How come you don't have a personal card with PNC?

i am waiting to get their 4% gas card. That is on my next app spree

 

 

Has this app spree ended? :dntknw:

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PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure

Nice! Congrats! What states do they lend in?

southeast for sure. They have a pretty large footprint #10 largest bank

How come you don't have a personal card with PNC?

i am waiting to get their 4% gas card. That is on my next app spree

Has this app spree ended? :dntknw:

yup. Ha ha
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new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards

 

How is that possible with all the new accounts in the past year or so? :blush2:

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new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards

How is that possible with all the new accounts in the past year or so? :blush2:

People love to criticize Blake but do not understand his strategy. How is that possible? AU cards with long established history making his file immune ...

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new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards

 

How is that possible with all the new accounts in the past year or so? :blush2:

I have numerous new accounts, yet scores surpass 800. AAOA is a big factor.

 

Personally, I'd be ashamed to have FICOs in the 800 range and then all the crappy limit cards that Blake has.

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new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards

How is that possible with all the new accounts in the past year or so? :blush2:

average age of accounts is 2 years 7 months. All balances reporting 0 except $3 discover plus using alliant loan trick which raised my score about 10 points
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new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards

How is that possible with all the new accounts in the past year or so? :blush2:

People love to criticize Blake but do not understand his strategy. How is that possible? AU cards with long established history making his file immune ...
AU helping a ton
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