blake10 Posted June 13, 2017 Author Share Posted June 13, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually. Quote Link to post Share on other sites
Big Bear Posted June 13, 2017 Share Posted June 13, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually. That's the problem. Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office. Is there a point where you stop and wait while you grow your limits and improve your profile? What's clearly not understood is that sometimes things grow much faster by not adding new accounts (constantly). Quote Link to post Share on other sites
brainchasm Posted June 14, 2017 Share Posted June 14, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually. And who is that TL with? Quote Link to post Share on other sites
blake10 Posted June 14, 2017 Author Share Posted June 14, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Quote Link to post Share on other sites
brainchasm Posted June 15, 2017 Share Posted June 15, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Since when is AMEX doing hidden TLs? Quote Link to post Share on other sites
mec Posted June 15, 2017 Share Posted June 15, 2017 (edited) Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Since when is AMEX doing hidden TLs? Business cards. This is the post Blake 10 is referring to... Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office. Edited June 15, 2017 by mec Quote Link to post Share on other sites
brainchasm Posted June 15, 2017 Share Posted June 15, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Since when is AMEX doing hidden TLs?Business cards. This is the post Blake 10 is referring to... Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office. Ohhh. Meh. I don't count business cards in with my personal limits. Quote Link to post Share on other sites
mec Posted June 15, 2017 Share Posted June 15, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Since when is AMEX doing hidden TLs?Business cards. This is the post Blake 10 is referring to... Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office. Ohhh. Meh. I don't count business cards in with my personal limits. I can see why. Since underwriters can't count them either. But they could come in handy in a bust out or if you need some leverage. Quote Link to post Share on other sites
Big Bear Posted June 15, 2017 Share Posted June 15, 2017 Let's see I got a new credit line that is completely hidden that I will PIF every month and grow it to 50k in prob 6 months. I think that is pretty smart actually.And who is that TL with? AmexDiscover CLI from 3000 to 4500 I haven't tried in prob 6 months Since when is AMEX doing hidden TLs?Business cards. This is the post Blake 10 is referring to... Decided to go ahead and app Amex SimplyCash+. Approved for 4K. Not as much as I would like but no inquiry showed. Really just wanted cell phone insurance and some more CB on office. Ohhh. Meh. I don't count business cards in with my personal limits. I can see why. Since underwriters can't count them either. But they could come in handy in a bust out or if you need some leverage. Hopefully they aren't being used or planned to be used in this manner. Quote Link to post Share on other sites
blake10 Posted June 15, 2017 Author Share Posted June 15, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Quote Link to post Share on other sites
fusioncredit Posted June 15, 2017 Share Posted June 15, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? Quote Link to post Share on other sites
blake10 Posted June 15, 2017 Author Share Posted June 15, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? southeast for sure. They have a pretty large footprint #10 largest bank Quote Link to post Share on other sites
fusioncredit Posted June 15, 2017 Share Posted June 15, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? southeast for sure. They have a pretty large footprint #10 largest bank How come you don't have a personal card with PNC? Quote Link to post Share on other sites
blake10 Posted June 15, 2017 Author Share Posted June 15, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? southeast for sure. They have a pretty large footprint #10 largest bank How come you don't have a personal card with PNC? i am waiting to get their 4% gas card. That is on my next app spree Quote Link to post Share on other sites
mendelssohn Posted June 16, 2017 Share Posted June 16, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? southeast for sure. They have a pretty large footprint #10 largest bank How come you don't have a personal card with PNC? i am waiting to get their 4% gas card. That is on my next app spree Has this app spree ended? Quote Link to post Share on other sites
blake10 Posted June 16, 2017 Author Share Posted June 16, 2017 PNC raised my Biz Credit Line to $25,000....Business lines are so much quicker to grow for sure Nice! Congrats! What states do they lend in? southeast for sure. They have a pretty large footprint #10 largest bank How come you don't have a personal card with PNC? i am waiting to get their 4% gas card. That is on my next app spree Has this app spree ended? yup. Ha ha Quote Link to post Share on other sites
hegemony Posted June 16, 2017 Share Posted June 16, 2017 Ron2 Quote Link to post Share on other sites
PotO Posted June 17, 2017 Share Posted June 17, 2017 Ron2 Please, no reason to insult Ron like that. Quote Link to post Share on other sites
blake10 Posted June 20, 2017 Author Share Posted June 20, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards Quote Link to post Share on other sites
fusioncredit Posted June 20, 2017 Share Posted June 20, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards How is that possible with all the new accounts in the past year or so? Quote Link to post Share on other sites
tobettercredit Posted June 20, 2017 Share Posted June 20, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards How is that possible with all the new accounts in the past year or so? People love to criticize Blake but do not understand his strategy. How is that possible? AU cards with long established history making his file immune ... Quote Link to post Share on other sites
hegemony Posted June 20, 2017 Share Posted June 20, 2017 WHY DO YOU PEOPLE NEED SO MUCH CREDIT!!! WHY DO YOU WANT TO HAVE SO MUCH DEBT!!!! Quote Link to post Share on other sites
PotO Posted June 21, 2017 Share Posted June 21, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards How is that possible with all the new accounts in the past year or so? I have numerous new accounts, yet scores surpass 800. AAOA is a big factor. Personally, I'd be ashamed to have FICOs in the 800 range and then all the crappy limit cards that Blake has. Quote Link to post Share on other sites
blake10 Posted June 21, 2017 Author Share Posted June 21, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards How is that possible with all the new accounts in the past year or so? average age of accounts is 2 years 7 months. All balances reporting 0 except $3 discover plus using alliant loan trick which raised my score about 10 points Quote Link to post Share on other sites
blake10 Posted June 21, 2017 Author Share Posted June 21, 2017 new scores 799 798 796...can't get much closer to the 800 club...never see those kind of numbers before...thanks for the great advice I have learned here at creditboards How is that possible with all the new accounts in the past year or so? People love to criticize Blake but do not understand his strategy. How is that possible? AU cards with long established history making his file immune ... AU helping a ton Quote Link to post Share on other sites
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