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Shellybean23

CCS agreed to delete paid collection!!

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Hopefully I'm not getting my hopes up too much, but I wanted to share. I have a paid collection for 76$ from January 2016 from CCS. The original creditor was progressive insurance. Not knowing anything about credit at the time I got the collection letter I paid it in full immediately and it was updated to paid and stayed on my TU report (the only report it was ever entered on).

 

Feeling a little frisky today I thought "what the heck" and called CCS. I was only on the phone for less than a minute, explained I had a paid collection with them from last year, that I had paid it in full as soon as I received their letter and politely requested to have it deleted from my report. The woman I spoke with immediately understood and said she would request it be deleted. She said "Yes we should be able to get that deleted for you since it was paid". She told me it may take up to 30 days to be deleted on my TU report. I am so thrilled but trying to temper that enthusiasm in the meantime in case this is some kind of a trick lol.

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