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helplessimpotency

Multiple Ally accounts count towards total?

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I opened an ally checking and ally savings account 6 months ago. Then about 30 days ago I opened 3 more savings accounts with them(to get around 6 transfers per savings account/month rule)

 

So do I really have 5 new accounts listed on my chexsystems report? I ordered the report but wondering if that's what I should be expecting to see when I get it.

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With me, it's the EWS report (Early Warning Systems) that shows the existence of accounts. My Chex is mainly just inquiries. About two years ago I was literally thrown out of a bank branch, when they noticed recent Chex inquiries from some other banks. This was a learning experience. Don't open too many accounts at once. It can come back and bite you.

Edited by Burgerwars

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There may not be an inquiry for each account, given the timeframe between the last 3 accounts. Let us know what Ally added to your Chex report.

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Do inquiries on Chexsys drop off after 2 yrs like on credit reports? I recently pulled my Chex and there were ALOT of inquiries over the past few years, most before my Chex negatives aged out. I don't need any accounts at present and am just wondering when I can see a clean report if the future need arises.

 

Thx.

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For Chex, I've still been seeing them show for three years, but I'm unsure if financial institutions see them for a shorter period.

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