Multiple Ally accounts count towards total?

[helplessimpotency]

I opened an ally checking and ally savings account 6 months ago. Then about 30 days ago I opened 3 more savings accounts with them(to get around 6 transfers per savings account/month rule)

 

So do I really have 5 new accounts listed on my chexsystems report? I ordered the report but wondering if that's what I should be expecting to see when I get it.

[Burgerwars]

With me, it's the EWS report (Early Warning Systems) that shows the existence of accounts. My Chex is mainly just inquiries. About two years ago I was literally thrown out of a bank branch, when they noticed recent Chex inquiries from some other banks. This was a learning experience. Don't open too many accounts at once. It can come back and bite you.

Edited March 27, 2017 by Burgerwars

[tmcgill]

There may not be an inquiry for each account, given the timeframe between the last 3 accounts. Let us know what Ally added to your Chex report.

[bpcnabe]

Do inquiries on Chexsys drop off after 2 yrs like on credit reports? I recently pulled my Chex and there were ALOT of inquiries over the past few years, most before my Chex negatives aged out. I don't need any accounts at present and am just wondering when I can see a clean report if the future need arises.

 

Thx.

[tmcgill]

Yes, I believe its 2 years.

[Burgerwars]

For Chex, I've still been seeing them show for three years, but I'm unsure if financial institutions see them for a shorter period.

[tmcgill]

Thanks Burgerwars, I always get this one wrong. It's 3 years for hard inquiries.
(Shows it on the actual report) - http://bit.ly/2nkJj2X