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Wally March FICOs are up!


TheSorceressKnight
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The last post in this topic was posted 2142 days ago. 

 

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It's amazing what consolidating your CC's into a single loan can do....

 

657 last month

719 today

 

Who did you go with if you don't mind me asking?

 

Actually went with bestegg as they were the only ones that would fund me, but the origination fee they tacked on sucked. but, i did it anyway because i knew long term it was going to be cheaper;

then after about 2 months with best egg and my credit cards showing 0 utlization, i applied to navy fed and moved the balance over there at a lower interest.

 

Overall... should have just tried navy fed first i guess but i doubt i would have gotten approved. So doing it in that path worked for me... again cost me for the origination fee but eh... at least i can sleep a little easier at night not worrying about ton's of minimum payments.

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It's amazing what consolidating your CC's into a single loan can do....

 

657 last month

719 today

 

Who did you go with if you don't mind me asking?

 

Actually went with bestegg as they were the only ones that would fund me, but the origination fee they tacked on sucked. but, i did it anyway because i knew long term it was going to be cheaper;

then after about 2 months with best egg and my credit cards showing 0 utlization, i applied to navy fed and moved the balance over there at a lower interest.

 

Overall... should have just tried navy fed first i guess but i doubt i would have gotten approved. So doing it in that path worked for me... again cost me for the origination fee but eh... at least i can sleep a little easier at night not worrying about ton's of minimum payments.

 

 

Ah okay :) Good to know! I burned my bridge with NFCU long ago so no more for me :(

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Got DW to subcribe to this on her Walmart card. Newb question, does this pull an inquiry on her report?

 

Technically, yes -- but it's not a hard pull. IIRC, it shows up as "account review" (I'm not really awake yet, so I may be wrong on the way it shows up -- but it is not a hard pull).

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