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FHA vs USDA


Ryanxdm
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The last post in this topic was posted 1798 days ago. 

 

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I am finally qualified for a mortgage. I had a score of 661. I am just trying to decide which type of loan makes more sense for me. I am going after a 160k house and was thinking of putting around 5% down. I want to have the lowest payment possible for 30 years. I was reading that there is no PMI with USDA. Is that the only difference than FHA? Please explain pros and cons of the two and which you'd go with. I also noticed USDA requires 0% down.

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The last post in this topic was posted 1798 days ago. 

 

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