This thread is to catalog the reasons why we complain about Discover, since many seem to be dumbfounded when they read negative reviews. This is just a start for today. I know this page will fill up quickly when we find different threads.   Feel free to add your own examples!     Not accepted reliably outside of the US: Master List of "Using My Discovery Card Internationally" Threads Mexico Japan Canada Australia The Phillippines   8 months to answer a secure message: Discov