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Nasa FCU Premier eChecking Account $125 Bonus Offer Questions


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I got an email from Nasa last week offering $125 bonus if I open a Premier eChecking account and direct deposit $500 to it monthly. The account is free as long as I keep the $500 direct deposit going or else it's a $8 a month maintenance fee.

 

I can afford to dedicate $500 a month to them on the account then I would just transfer the money to my savings account with them.

 

Could I just close the account after receiving the $125 bonus?

 

Are there any drawbacks for doing this?

 

I know checking accounts don't show up on your credit file so there won't be any impact there, right?

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