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tmmase

Chexsystems report wiped clean

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I just want it to be known that, I filed a chapter 13 bankruptcy in November 2016. I faxed the notice of filing to chexsystems, and today I received an updated report where the negative entries were removed because of my filing. Some people think, it only works for a chapter 7, or you have to wait for discharge, but thats not the case anymore.

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Yes, once the debts have been discharged. Send the discharge paperwork to Chexsystems, and they'll remove.

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I'm not discharged yet, and they still wiped it clean. I'm in a chapter 13, which I will be in for 3 to 5 years. I filed in November 2016, faxed the "Notice of Bankruptcy Filing" to Chexsystems, about a week later, then right before Christmas, I got my updated report in the mail.

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