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The Master 2017 Approvals and CLI's Thread


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Approved financing with Klarna at checkout (issued a digital MC, $4.1K) Lenovo Yoga 720 laptop Spec'd 80X7006KUS 12 Mos 0% Got a 10% military discount which was nice

There was this one time at Credit Camp and I left upper deckers in all the toilets.

Last year I did it just to frost Cappy's nuts (or labia, I shouldn't be presumptuous).

NFCU:

 

$2K>>>>>$30K

 

No, that is not a typo. Credit limit still says $2K but available credit says $30K. Took a hard pull for it on EQ but well worth it. Current scores are in my siggy.

 

i asked for a CLI over the weekend and sent in my two paystubs and my bonus paystub that I get each year.

 

I asked for the Max and apparently they gave it to me.

 

Never used the card, but maybe I will throw them a BT or two after they went and did this.

 

Highest limit of my current cards and highest limit ever in my life. They seem to be extremely BK friendly and hopefully I can use it as a prybar when the other big boys decide to forgive me.

 

It's also going to work wonder for my UTIL.

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NFCU:

 

$2K>>>>>$30K

 

No, that is not a typo. Credit limit still says $2K but available credit says $30K. Took a hard pull for it on EQ but well worth it. Current scores are in my siggy.

 

i asked for a CLI over the weekend and sent in my two paystubs and my bonus paystub that I get each year.

 

I asked for the Max and apparently they gave it to me.

 

Never used the card, but maybe I will throw them a BT or two after they went and did this.

 

Highest limit of my current cards and highest limit ever in my life. They seem to be extremely BK friendly and hopefully I can use it as a prybar when the other big boys decide to forgive me.

 

It's also going to work wonder for my UTIL.

 

That's GREAT!!! :clapping:

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NFCU:

 

$2K>>>>>$30K

 

No, that is not a typo. Credit limit still says $2K but available credit says $30K. Took a hard pull for it on EQ but well worth it. Current scores are in my siggy.

 

i asked for a CLI over the weekend and sent in my two paystubs and my bonus paystub that I get each year.

 

I asked for the Max and apparently they gave it to me.

 

Never used the card, but maybe I will throw them a BT or two after they went and did this.

 

Highest limit of my current cards and highest limit ever in my life. They seem to be extremely BK friendly and hopefully I can use it as a prybar when the other big boys decide to forgive me.

 

It's also going to work wonder for my UTIL.

 

That's GREAT!!! :clapping:

 

 

Thanks. I still can't believe it.

 

I'm waiting for them to say: "Oops, we pushed the wrong button and meant $3K instead of $30K"

 

Hopefully the credit limit part updates in the next couple of days as well.

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Blispay 7,500

EX 750

INQ 48

51/24

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

 

Ron1 would be proud.

 

 

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

Edited by mdcrabber
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Blispay 7,500

EX 750

INQ 48

51/24

 

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

Ron1 would be proud.

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

Nice collection.

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Blispay 7,500

EX 750

INQ 48

51/24

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

Ron1 would be proud.

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

Nice collection.

 

 

Obviously not as good of a bonus strategy as others.

 

To be honest, part of it was after rebuilding I got addicted to seeing who would approve me.

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Blispay 7,500

EX 750

INQ 48

51/24

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

Ron1 would be proud.

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

Nice collection.

Obviously not as good of a bonus strategy as others.

 

To be honest, part of it was after rebuilding I got addicted to seeing who would approve me.

To be honest, it doesn't appear you are loaded down with Comenity SCT cards, and that's a good thing. I understand the addiction part. I keep my reports on ice these days, and that has helped me slow down and think through what I'm app for.

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Blispay 7,500

EX 750

INQ 48

51/24

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

 

Ron1 would be proud.

 

 

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

 

:clapping:

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Logged into Nordstom

Auto CLI from 6k to 9k

Little use.

 

Started as a 500 dollar store card prior to Visa Siggy conversion.

 

Who manages the auto CLIs? Nordy's, TD?

Congrats! Did you ask for the Visa conversion? I'm at $9,000 with them as well.

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Blispay 7,500

EX 750

INQ 48

51/24

Not trying to be nosey, but do you mind listing what cards you have? Maybe start a thread?

Ron1 would be proud.

No worries, I know it's not for everyone:

 

Synchrony BP Visa (became new account when Chase lost portfolio)

Synchrony Sams MC (new account when converted from store)

Comerica VS / Elan Financial 7.5k +5.6 from Com Amex

Comerica Amex / Elan Financial (closed moved limit to Comerica VS with additional HP)

Comenity Virgin America made bonus, waited for it to post to Elevate, Closed

Commerce Bank Drury Visa 11K, made bonus, SD

Blispay 7.5k (read above) might use the 6mo financing sometime, might not

BBVA NBA 9k-17k SD unless All star or finals

La Quinta Visa / First Bankcard 12k-28k, made bonus use if i decide on a LQ only quarter for work/bonus

Best Western MC / First Bankcard 3k-12.3k made bonus, use if i decide on a BW only quarter for work/bonus

EECU Visa 19k

Navy Federal Gorewards 37k

Navy Federal nrewards 8k closed

PenFed Defender 7k made the 100 CB after 1500 SD

PenFed PowerCash 25k met the spend for 100 CB, waiting for it to post, will SD

USAA Limitless 6,300

Citi DC (previous DP) 11,200

Citi AA Bronze (was Platinum, made spend downgraded, SD)

Citi TY (was TYP, made spend used almost a year, downgraded, SD)

Citi Costco (was Amex)

Cap1 Venture, closed after bonus and cashed out. Transferred balance to other Cap1

Cap1 Spark Cash

Cap1 Venture, closed again after bonus. Transferred to first Cap1

BA MLB 1 200 bonus/500 spend kept 10 mo rolled into another BA card, closed

BA MLB 2 200 bonus/500 spend (2 cards 1 HP). kept 8 mo rolled into another BA card, closed

BA Alaska made bonus, closed

BA Alaska 2 (year later). made bonus still open

BA Travel 11 + 4 transferred + 6.5 transferred + 9 CLI HP = 30.5k

BA Cash 2 + 10 cli HP + 8 cli HP = 18k

Chase Fairmont 19k made bonus

Chase Amazon 9,300 use for amazon sometimes eating out

Chase Slate 5,200

Amex SPG made bonus, closed

Amex Blue Cash No AF

Ally Visa/TD Bank made bonus, SD

TD Cash, made bonus, SD 4k + 6.8K transfer = 10.8

TD Aeroplan, made bonus, closed a few months before AF (couldn't transfer CL)

TD First Class, made bonus, closed, was able to move CL after several calls over two weeks

Barclay JetBlue Plus, made bonus , SD will downgrade before AF

Barclay Arrival Plus, recon 2x, made bonus, downgraded to Arrival last summer

Barclay Choice, made bonus, will use it for a quarter for business

Barclay Hawaiian, made bonus, closed before 2nd AF

Bank Of Hawaii/Barclay combo Hawaiian, made bonus closed before 2nd AF

First Hawaiian Bank United Airlines

Nice collection.

 

 

Obviously not as good of a bonus strategy as others.

 

To be honest, part of it was after rebuilding I got addicted to seeing who would approve me.

 

too concentrated with a few issuers... I'd combo and diversify.

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Lowes $25k -> $35k. Finally... took 2 years.

Chase Freedom $40k -> $50k. My first $50k card. I expect a HP, haven't seen it yet, but it's worth it.

Deer Pee $14k -> $17k. They've been giving me $3k SP CLI for a couple of years now at 6 month intervals.

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