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Amex Delta Platinum Retention?

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My Delta Platinum is coming up for renewal. My main reason for keeping it is the companion ticket. However, since it's my first year I don't know how useful the companion certificate will actually be.

 

Has anyone been able to get any retention offers for this card? If so, what did you get?

 

 

 

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Good to check out the Advanced Credit forum for questions like this. Also worth a phone call or a chat with a CSR to see what they say.

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I called and talked to a retention specialist. They would only offer me $25 credit or 1000 SkyMiles. I'm quite disappointed. After what I've read here, and considering my spend has been over $15K in the last 5 months, I really thought they would give me a better offer. I won't be keeping it.

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Thanks, but no new apps this year. I'm over 5/24 so need to stay low until the end of the year. Keeping an eye on Chase Sapphire Reserve or something else from Chase.

 

 

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Edited by pronto

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Thanks, but no new apps this year. I'm over 5/24 so need to stay low until the end of the year. Keeping an eye on Chase Sapphire Reserve or something else from Chase.

 

 

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That's why you get business cards that won't show / count for 5/24. I'm in the same boat and will be under 5/24 in August this year but opened 8 business cards just in the past 10 months.

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Can tou do this w/o having a business?

You should have a business. However that can be selling some things on eBay, mowing some lawns, etc. As a sole proprietor you will use your ssn as your tax id on the app. Amex is pretty easy with these. Just don't lie and say you make 100k on a business if you don't. I've seen people honestly put revenue of $1000 and be approved.

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Can tou do this w/o having a business?

You should have a business. However that can be selling some things on eBay, mowing some lawns, etc. As a sole proprietor you will use your ssn as your tax id on the app. Amex is pretty easy with these. Just don't lie and say you make 100k on a business if you don't. I've seen people honestly put revenue of $1000 and be approved.

This has moved off topic but still interesting.

 

Something to remember...some banks report business cards on personal CR while some don't. I have a BOA business card and I know that isn't on my personal CR. What about Amex and Chase?

 

 

 

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Capital One reports to personal.

 

Chase and Amex do not.

 

But of course a chase business account would count against 5/24 because they know all about it.

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Can tou do this w/o having a business?

You should have a business. However that can be selling some things on eBay, mowing some lawns, etc. As a sole proprietor you will use your ssn as your tax id on the app. Amex is pretty easy with these. Just don't lie and say you make 100k on a business if you don't. I've seen people honestly put revenue of $1000 and be approved.
I have an Amex biz card and put revenue as $0 on the app. Then I put my annual income down for that.

 

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They offered my 10k miles for 2k spend to keep it opened. A very frail effort. Closed it even though it was >20 year D*

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