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NEW CARD!!!!!! (INSPIRUS)


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Happy with credit pulls database reports of limits: $10k-$20k, but interesting, Alliant says rates "as low as 0%"... what does that mean!? I don't feel like wasting a HP to SEE what xfer rate they'll give me. Plus the card's normal apy is 10.49%–22.49% APR - quite a bit higher than Inspirus'. (Although I don't intend to run a balance, you can see from present circumstances that, from time to time, I do)

Edited by mfarmer
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Happy with credit pulls database reports of limits: $10k-$20k, but interesting, Alliant says rates "as low as 0%"... what does that mean!? I don't feel like wasting a HP to SEE what xfer rate they'll give me. Plus the card's normal apy is 10.49%–22.49% APR - quite a bit higher than Inspirus'. (Although I don't intend to run a balance, you can see from present circumstances that, from time to time, I do)

You may qualify for the 0%, it depends upon your credit score. The Alliant card isn't guaranteed to offer you the 0%. If you have high scores, they'll give it to you. If your scores are midling or low, it would be best to apply for a different issuer that is 0% for everyone upon approval.

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