Jump to content

Sign in to follow this  
tmmase

Chase Bank

Recommended Posts

I opened a Chase checking account online, this past Saturday. Went into the branch today, to fund it, and they gave me my debit card. Im assuming they ran a chex report when I applied online, and I am in Chexsystems. How long will it be before they actually close it?

Share this post


Link to post
Share on other sites

Chase has been known to approve if Chexsystems negatives are 36 months or older. If you have a negative EWS report, there is a high probability the account will be frozen or closed.

 

How old is your Chexsystems information?

Any negatives in EWS?

Edited by tmcgill

Share this post


Link to post
Share on other sites

I know my chexsystems is not older than 36 months, but I'm not sure about EWS? Im gonna have to request a report from them. If and when Chase closes the account, about how many days is it after its opened?

Share this post


Link to post
Share on other sites

I just called EWS, and they are emailing me a form that they said I need to fill out first, to verify my identity, before they can send me my report.

Share this post


Link to post
Share on other sites

Chase has been known to approve if Chexsystems negatives are 36 months or older. If you have a negative EWS report, there is a high probability the account will be frozen or closed.

 

How old is your Chexsystems information?

Any negatives in EWS?

How many days normally is it before they'll close?

Share this post


Link to post
Share on other sites

From previous posts, it looks like they handle on a case by case basis.

 

I would wait a couple of statement cycles before starting direct deposit. Also, keep one or more non-Chex and non-EWS accounts, and don't keep all your funds in Chase.

Share this post


Link to post
Share on other sites

From previous posts, it looks like they handle on a case by case basis.

 

I would wait a couple of statement cycles before starting direct deposit. Also, keep one or more non-Chex and non-EWS accounts, and don't keep all your funds in Chase.

Share this post


Link to post
Share on other sites

Not random sweeps. Sometimes they will run an updated report if you apply for billpay or other extra services.

 

Chexsystems also sends alerts if your file gets new negative information.

Share this post


Link to post
Share on other sites

Years ago I was in Check Systems and believed I couldn't get a checking acct. My friend insisted on taking me to Chase and I was able to open a checking acct. I believe my baddie in Check Systems was several years old at the time. I've had now the same checking acct with Chase.

Share this post


Link to post
Share on other sites

Will they keep your money if they close your account a few months later or do you get the money in your checking and savings back ?

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

  • Member Statistics

    • Total Members
      177,758
    • Most Online
      1,528

    Newest Member
    tup96
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines