Jump to content

Sign in to follow this  
srbrooks

Chex clear still denied

Recommended Posts


So , I contacted the manager at Bossier Federal and was told denialnwas due to Chex and when I told her it was clear she pretty much said again Chex report is the reason. Went to community bank today after calling and asking if they run a credit report it CHEX and was told no ! Sit down to start app and right in front of me is a disclaimer saying they use Chex. So, if so, I expect they will close my new account!

Share this post


Link to post
Share on other sites

1. (Agree with what ICAN posted above) - get the denial letter. **Call Bossier and ask them to resend it.

2. Once you receive it, you can contact Chexsystems again.

 

Why I Suggested Getting a Specific Reason From Bossier

 

Depending on how the credit union runs the application, Chexsystems can optionally provide other information in a report.

Getting a specific reason will help you determine if the reporting is accurate, and pinpoint what they used.

 

- ID Discrepancies or potential issues concerning Name, DOB, SSN, DMV ID, Lawsuits (other legal risks).

- Predictive Scoring (Qualifile scoring is suppose to determine risk - based on your composite profile)

- Retail checkwriting issues.

Edited by tmcgill

Share this post


Link to post
Share on other sites

Just an update, bossier never sent me anything in the mail and when I call they say refer to the mailed denial. Anyway moved on with community and hopefully no problems

Share this post


Link to post
Share on other sites

Just an update, bossier never sent me anything in the mail and when I call they say refer to the mailed denial. Anyway moved on with community and hopefully no problems

You should be fine with Community. I sent someone in with a VERY DIRTY Chex report and they were approved no issue.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

  • Member Statistics

    • Total Members
      177,751
    • Most Online
      1,528

    Newest Member
    Sammariam2008
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines