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NFCU paid on 23 Nov put wont post until 26 Nov

tireredsquare

By tireredsquare,
in Credit Forum

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The last post in this topic was posted 2265 days ago. 

 

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SierraStar

SierraStar

Posted
Posted (edited)

What time did you make the payment?

The cut off is 4:30PM PST for anything to be credited on the day received.

If your payment was due on the 23rd & even if they don't credit it until COB on Friday, you won't get a 30 day late because you weren't 30 days late.

Depending on which CC you have, you shouldn't receive a late fee either.

Edited by SierraStar
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tmkats

tmkats

Posted
Posted

What time did you make the payment?

The cut off is 4:30PM PST for anything to be credited on the day received.

If your payment was due on the 23rd & even if they don't credit it until COB on Friday, you won't get a 30 day late because you weren't 30 days late.

Depending on which CC you have, you shouldn't receive a late fee either.

 

This.

 

Almost all CC issuers credit it to you account on the day that it was made online, even if withrdrawal and posting doesn't come out until after the holiday.

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Whotheguy

Whotheguy

Posted
Posted

which is why i plan on paying the next day after making ANY charges on a credit card...

Actually, you'll be waiting 2-3 days for the charges to get past pending status, then the system will allow you to pay. Assuming you had a zero balance prior to the new charges. But you are thinking correctly.

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cv91915

cv91915

Posted
Posted

Now I get a 30 day late and a late fee.

 

 

Screw NFCU.

 

I messed up and I fixed my mess but NFCU will take 3 days to process a CC payment and not credit me for day I submitted the payment.

 

 

Will I ever get out of this mess?

 

sigh.

 

If your payment is due on 11/23 and it posts on 11/26 you may be subject to a late fee, but it isn't 30 days late.

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  • 1 month later...
Kat58

Kat58

Posted
Posted

 

These type of threads MAKE ME CRAZY!!!!!!!!!!

 

DO NOT MAKE YOUR PAYMENT ON THE DUE DATE, NO MATTER WHAT BANK IT IS!!!

 

ALWAYS PAY EARLY!!!

This is 2017. If a bank does not have proper auto recurring payment, it's time for another line of business.

 

I'm old school... I only trust ME to pay my bills.

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credit_help

credit_help

Posted
Posted

 

 

These type of threads MAKE ME CRAZY!!!!!!!!!!

 

DO NOT MAKE YOUR PAYMENT ON THE DUE DATE, NO MATTER WHAT BANK IT IS!!!

 

ALWAYS PAY EARLY!!!

This is 2017. If a bank does not have proper auto recurring payment, it's time for another line of business.

I'm old school... I only trust ME to pay my bills.

So, you log on to every bank or CU website and pay every month?

:-)

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Kat58

Kat58

Posted
Posted

 

 

 

These type of threads MAKE ME CRAZY!!!!!!!!!!

 

DO NOT MAKE YOUR PAYMENT ON THE DUE DATE, NO MATTER WHAT BANK IT IS!!!

 

ALWAYS PAY EARLY!!!

This is 2017. If a bank does not have proper auto recurring payment, it's time for another line of business.

I'm old school... I only trust ME to pay my bills.

So, you log on to every bank or CU website and pay every month?

:-)

 

Yes.

 

I log on to all 10 of my accounts several times a week, whether I've charged on them, or not :)

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bigpoppa09

bigpoppa09

Posted
Posted

 

 

 

 

These type of threads MAKE ME CRAZY!!!!!!!!!!

 

DO NOT MAKE YOUR PAYMENT ON THE DUE DATE, NO MATTER WHAT BANK IT IS!!!

 

ALWAYS PAY EARLY!!!

This is 2017. If a bank does not have proper auto recurring payment, it's time for another line of business.

I'm old school... I only trust ME to pay my bills.

So, you log on to every bank or CU website and pay every month?

:-)

 

Yes.

 

I log on to all 10 of my accounts several times a week, whether I've charged on them, or not :)

 

+1 So do i that's my OCD lol. :grin:

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