Jump to content

Sign in to follow this  
amandal0514

Chase - Switching Cards and Spending Bonuses

Recommended Posts

Just received my CSR in the mail yesterday. I didn't realize Visa Infinite was a thing but I do now. It came with a $10k limit but I took the $5k on my Chase Amazon card and moved it over since I'm using the Amazon Prime store card instead. So now my CSR has $15k.

 

I also asked for my CSP to be switched over to a Freedom Unlimited because I didn't want to pay another annual fee.

 

My question is... am I eligible for the $150 spending bonus if I moved to the Freedom Unlimited instead of opening it brand new.

Share this post


Link to post
Share on other sites

Just received my CSR in the mail yesterday. I didn't realize Visa Infinite was a thing but I do now. It came with a $10k limit but I took the $5k on my Chase Amazon card and moved it over since I'm using the Amazon Prime store card instead. So now my CSR has $15k.

 

I also asked for my CSP to be switched over to a Freedom Unlimited because I didn't want to pay another annual fee.

 

My question is... am I eligible for the $150 spending bonus if I moved to the Freedom Unlimited instead of opening it brand new.

no

Share this post


Link to post
Share on other sites

+1

 

However still a good decision.

I second this. As song as your keep your credit line and moving it over if you close a Chase card you are golden.

 

I'm still trying to sit in the weeds and wait out these rules they have now on new accounts. It's really cramping my money making on new card bonuses...

Share this post


Link to post
Share on other sites

Product changes aren't eligible for sign up bonuses.

 

You could still apply for that specific product down the road to obtain the SUB. One nice thing about Chase is the ease of PCing one product to another.

 

 

I second this. As song as your keep your credit line and moving it over if you close a Chase card you are golden.

 

I'm still trying to sit in the weeds and wait out these rules they have now on new accounts. It's really cramping my money making on new card bonuses...

5/24? Or the single sign up bonus per product?

 

If you're looking to churn, Chase may not be the best for multiple products with their roadblocks in place.

Share this post


Link to post
Share on other sites

Not really churning. Just interested in the Reserve and their 100k point bonus so I app'd for that.

 

Didn't want the CSP if I have the Reserve so I switched that to the Freedom Unlimited since there's no AF. Yes, I moved my CL over.

 

Also closed my Chase Amazon, after moving its $5k CL to my new Reserve, because I have the Amazon Prime 5% store card and haven't been using it.

 

 

I'm going to be busting my butt to hit that $4k spend on the Reserve tho. Any suggestions are appreciated. I'm sure I could buy some Visa gift cards from the stores but don't know what I'd do with them after that.

Share this post


Link to post
Share on other sites

I met the spending requirement for the bonus by paying my home property taxes. It involved a 2.3% surcharge but that came down to only $71 odd compared to the bonus amount of $1000 (if you take cash) or more (if you redeem for travel)

 

Do you shop at Costco? You can buy Costco cash cards without any surcharge for future use.

 

Plastiq also lets you pay rent or mortgage but Visa cards have a 2.5% fee

 

You can pay estimated taxes to the federal or state governments and then adjust your income tax withholdings at your job claiming more exemptions. Believe there is a 1.7% fee to pay with credit cards but it is small potatoes compared to the bonus.

Share this post


Link to post
Share on other sites

 

Top off your AEBN account.

I had to Google what that is. Oh, my!

Best value is 1,000 minutes.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines