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Goldman targets credit-card borrowers with new lending business


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Appears the "Find my loan option" is a soft pull (from what I've read elsewhere.

 

Tried it for s's-n-giggles and got three options (tried the max of $30,000):

8.99% for 72 months = $540.61/mo

7.99% for 60 months = $608.14/mo

6.99% for 54 months = $649.10/mo

 

Heck...$30,000 on my NFCU Visa would be 2.9% thru the end of the year and paying the 2% of $600/mo would pay it down much more quickly than a loan! Although, I guess if someone has only high-interest cards this would be a decent option but, typically, they probably won't have the FICO scores to get these lower rates on the Marcus loan, eh?

 

Just don't see the draw, personally.

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