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PSECU ending their PSL product


myfrogger
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The last post in this topic was posted 2246 days ago. 

 

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Did everyone else get the letter that PSECU is no longer offering their PSL? They are offering me a pre-approved credit card in it's place and included a form to sign and approve the account. They are offering me one year @ 2.9% intro APR. Do you all suspect this will have a different account number and thus appear as a new tradeline?

 

What is everyone going to do?

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I still like PSECU. I been with them since.. Late 2010, or early 2011. I have CB to thank for that! :good:

 

Just gotta find a deposit-taking ATM I can use to deposit into them here in Boston and I'm good.

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It was dated Sept 30th and I think I recieved it on October 4th or 5th. I was surprised there wasn't most posting about it here. The PSECU push was a big CB hot topic thread and I'm sad to see it ending. I think most did the 20/20 and got the credit card too. I just did the PSL. I haven't used it much but I'm sad to see the tradeline close as it was one of my earlier ones once my reports were clean.

 

If I accept their offer for a credit card, I have a feeling it will be a new tradeline which will lower my AAOA, and not something I'm likely to use anyway.

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There isn't very much talk about it here these days since the backdoor is closed and most CB members can't join. Most of the old timers who joined don't post here anymore.

 

Ohh.... but I do! :)

 

I use PSECU on the regular now. IF I can continue depositing, through their ATMs.

 

It is the former ELFCU, now Elements, that is so worthless that I do not use them, even if I still have them....

 

I had no idea PSECU even had a pumpkin spice latte.

 

Latte has more milk; Cappuccino has more foam(ed milk.) :good:

 

How many sugars in your latte, cv91915?

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  • 2 weeks later...

According to the woman I just spoke to, it will report as a closed account. They will move any remaining balance on the PSL to your credit card limit, and drop the interest rate to the prevailing 9.9% interest rate of the Visa credit card.

 

Interestingly enough, if you look at their website now, it says that credit card limits are offered up to $30k, when before it was $20k max.

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  • 4 weeks later...

The last post in this topic was posted 2246 days ago. 

 

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