Paid off Chase Slate...what card to convert

[Teacup9]

I needed the Slate to transfer a balance I couldn't handle all at once. Now it is paid off and I'm not sure what to do with it. I want it gone so if I need to use it again I'll be eligible as soon as possible. Is it worth just closing or am I better off converting it to another card and if so what? We have one Freedom we don't even spend enough to max the 5%s on, and I have a Sapphire preferred we're working to meet the sign up bonus and after that I wanted my husband to try his luck with the reserve. It's hard to think of a card worth having without going for the sign up bonus.

[variant]

Freedom Unlimited? Don't close its $0 AF.

 

 

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[Konrad2012]

Freedom Unlimited? Don't close its $0 AF.

 

+1 Freedom Unlimited for all the categories you don't get with F5 or CSP.

[midwest_kc]

Does the slate get frequent BT offers? If so, it might work to keep it open as a slate and have the offers when needed.

 

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[Teacup9]

Thank you

 

The thing about Freedom Unlimited is it really helpful over the Citibank DC? I mean I guess if I'm just after UR miles, but I'm really more of a cash back type, a relative is getting married so I'm attempting to learn more about UR for this particular calendar year, but the Sapphire Reserve and Preferred should do it.

 

The argument in favor of getting rid pf Slate is to be eligible again in a year or two in case a big purchase is needed that our savings won't cover and we need the balance transfer and 18 month 0 apr. I thought the BTs were usually at sign up only.

Edited September 4, 2016 by Teacup9

[Konrad2012]

Math. If your UR's are worth more than $0.0134/each, then the Freedom Unlimited is more valuable than a Citi DC.

[RussInGotham]

I think that PCing your Slate to an Freedom Unlimited is a no-brainer.