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I'm thinking about applying for a Barclay card. Do all their cards allow for growth? I have a 623 EQ the others are lower, so would it be ok to ice them for Barclay?

 

I hear the easiest card to get is the Apple Barclay, does that card grow?

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TU FICO? <660 is tough. A lot depends on WHY your scores are so low. I say this because blarclayscard is one of the best issuers to ask for reconsideration if you are initially denied.

 

680 seems to be the golden point for barclayscard. Instead of worrying about which is easiest, if you apply go for one you can use.

 

Barclayscard does grow overtime, both with CLI and combining limits.

Edited by hegemony
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TU FICO? <660 is tough. A lot depends on WHY your scores are so low. I say this because blarclayscard is one of the best issuers to ask for reconsideration if you are initially denied.

 

680 seems to be the golden point for barclayscard. Instead of worrying about which is easiest, if you apply go for one you can use.

 

Barclayscard does grow overtime, both with CLI and combining limits.

Do they require a TU pull? Can't I ice TU? My TU is pretty hurt right now.

 

On EQ I have 3 several year old charge offs from AMEX and one new collection (cable bill).

Edited by 720soon
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TU

TU

TU

TU

per CP database.

Of course I checked the CB database. I noticed few were EX and EQ.

 

Question is can I put EX and TU on ice to force them to pull EQ?

 

 

No. 99% of the time Barclays pulls TU, a couple have been EX on random occasions.

 

If your TU is lower than 630 and has a recent collection, I would guess Barclays will tell you to kick rocks.

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TU

TU

TU

TU

per CP database.

Of course I checked the CB database. I noticed few were EX and EQ.

 

Question is can I put EX and TU on ice to force them to pull EQ?

 

 

No. 99% of the time Barclays pulls TU, a couple have been EX on random occasions.

 

If your TU is lower than 630 and has a recent collection, I would guess Barclays will tell you to kick rocks.

 

+1

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TU

TU

TU

TU

per CP database.

Of course I checked the CB database. I noticed few were EX and EQ.

 

Question is can I put EX and TU on ice to force them to pull EQ?

 

 

No. 99% of the time Barclays pulls TU, a couple have been EX on random occasions.

 

If your TU is lower than 630 and has a recent collection, I would guess Barclays will tell you to kick rocks.

 

+1

 

+2

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