Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


MyFako Condones this Crap

Recommended Posts

1 hour ago, cv91915 said:

The one-way rates through my employer's contract with Avis are amazing, but that's when I end up with cars like the RAV4... or the Ram 1500 Crew Cab I picked up in Moline, Illinois, a couple of years ago.

 

Just an advisory re renting open bed trucks (ala RAM 1500) ... I found out the hard way that the credit card rental car coverage through Chase CSR excludes damage to such vehicles.

Share this post


Link to post
Share on other sites

Posted (edited)
28 minutes ago, hdporter said:

 

Just an advisory re renting open bed trucks (ala RAM 1500) ... I found out the hard way that the credit card rental car coverage through Chase CSR excludes damage to such vehicles.

IIRC most have exclusions big trucks, cargo vans, and LARGE SUVs.

Edited by hegemony

Share this post


Link to post
Share on other sites
16 hours ago, cv91915 said:

The current RAV4 is an abomination.  I've had a couple as rentals.

 

The touch screen on our 2008 Lexus RX has higher resolution and it's more intuitive.  

 

It'll do 0-60... eventually.  And once it's moving at freeway speeds it sounds like a hotel hair dryer.

LOL...sounds like the POS we got stuck with in Calgary about 40 years ago.  Did not even have enough ummmph to get up the hotel parking ramp (basement garage) on a cold morning.  On the fourth try, the Check Engine light came on.  Another fine General Malaise product...

Share this post


Link to post
Share on other sites

you make 105K a year and need to finance a 7 year old auto for 6 years?????

 

 

APPROVING BANK: Wells Fargo
BUREAU PULLED: TU
CREDIT SCORE: 634

SOFT PULL/HARD PULL:  Hard
CUSTOMER STATE OF RESIDENCE: Wisconsin
NEW/USED: Used
YEAR OF VEHICLE: 2014
MAKE: Ford
MODEL: Escape
MILEAGE: 98774
FINANCE/LEASE: Finance

PURCHASE PRICE: 10,500
AMOUNT OF LOAN: 11,928
TERM CONTRACTED: 72 mo
APR/LEASE RATE: 8.9%
MONTHLY PAYMENT: 215/mo
ANNUAL INCOME: 103,000
DEBT TO INCOME RATIO: 20%
MISCELLANEOUS COMMENTARY:  Had Pre-approval from Navy.  Wells beat it.

Share this post


Link to post
Share on other sites

"Synchnoary" is about right

 

Quote

Synchnoary bank just killing people s credit

they are just cutting credit lines closing accounts what is going on here they are worse they any bank out there all my others are fine just these accounts they messing thye just closed my car care account and dropped my limit on tj maxx this is getting ridiculous any one else having problems with there  snychnoary accounts

 

Share this post


Link to post
Share on other sites

 

 

 

APPROVING BANK: Capital One

BUREAU PULLED: All 3

CREDIT SCORE: 636

SOFT PULL/HARD PULL: HP

CUSTOMER STATE OF RESIDENCE: SC

NEW/USED: New

YEAR OF VEHICLE: 2020

MAKE: Kia

MODEL: Optima

MILEAGE: 40

FINANCE/LEASE: Finance

PURCHASE PRICE: 34,500 (with add-ons) [like what? extra gophers?]

AMOUNT OF LOAN: 32000

TERM CONTRACTED: 75

APR/LEASE RATE: 5.86 (surprisingly)

MONTHLY PAYMENT: 514

ANNUAL INCOME: 50,000

DEBT TO INCOME RATIO: 10%

Edited by hegemony

Share this post


Link to post
Share on other sites

On the bright side, at least they are financing LESS than the purchase price bottom-line...not much less, but still less.  Seems like many over there are on the other end of that spectrum.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.





  • Today's Birthdays

  • Member Statistics

    • Total Members
      178,843
    • Most Online
      2,046

    Newest Member
    Kitty56
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines