hegemony Posted April 7, 2019 4 hours ago, hdporter said: Let's have some fun and confess how many of these cards we have open in our own "portfolio" ... I cop to 5! I have 2 crap1 cards but not the ones listed by the crapflake. I have nordies siggy visa I'm surprised that crapflake doesn't have 14 subprime discovery cards Quote Share this post Link to post Share on other sites
hdporter Posted April 7, 2019 13 minutes ago, hegemony said: I have 2 crap1 cards but not the ones listed by the crapflake. I have nordies siggy visa No way the 'nordies siggy" qualifies. It's far too "regal". Only mongrels and the occasional basic predigrees that are included in the list count. (I have a crap 1 too, but didn't count it on that basis.) Quote Share this post Link to post Share on other sites
hdporter Posted April 7, 2019 47 minutes ago, cv91915 said: Go "poop" yourself ... 🙄 Quote Share this post Link to post Share on other sites
hdporter Posted April 9, 2019 couldn't you have gone with the a-ha classic ... ☹️ Quote Share this post Link to post Share on other sites
ivymike Posted April 13, 2019 This one has potential. https://ficoforums.myfico.com/t5/Credit-Cards/My-Personal-Credit-Journey-Blank-Slate-Credit-Experiment-x2/td-p/5573986 Quote Share this post Link to post Share on other sites
hegemony Posted April 14, 2019 16 hours ago, ivymike said: This one has potential. https://ficoforums.myfico.com/t5/Credit-Cards/My-Personal-Credit-Journey-Blank-Slate-Credit-Experiment-x2/td-p/5573986 Quote Share this post Link to post Share on other sites
ivymike Posted April 20, 2019 On 11/28/2018 at 7:41 AM, ivymike said: OP is disgusted that BarclayUS just told him yet again to GFY https://ficoforums.myfico.com/t5/Credit-Card-Applications/barclays-just-disgust-me/td-p/5418264 but had to be reminded that a month ago was complaining that he was in over his head with CC debt and on the verge of defaulting https://ficoforums.myfico.com/t5/Personal-Finance/why-i-have-to-B-t/m-p/5396678#M35473 Back again. https://ficoforums.myfico.com/t5/Credit-Card-Applications/10-Apps-on-EX-at-Once-or-few-hrs-days-intervals/td-p/5582310 Quote Share this post Link to post Share on other sites
hegemony Posted April 20, 2019 55 minutes ago, ivymike said: Back again. https://ficoforums.myfico.com/t5/Credit-Card-Applications/10-Apps-on-EX-at-Once-or-few-hrs-days-intervals/td-p/5582310 some of the responses are logical. some. Quote Share this post Link to post Share on other sites
cv91915 Posted April 20, 2019 Could everyone please just stop using the term "app spree"? Quote Share this post Link to post Share on other sites
hdporter Posted April 21, 2019 3 hours ago, cv91915 said: Could everyone please just stop using the term "app spree"? What do you suggest, "app rave"? Or do we go retro with "app-o-rama"? Quote Share this post Link to post Share on other sites
hdporter Posted April 21, 2019 4 hours ago, ivymike said: Back again. https://ficoforums.myfico.com/t5/Credit-Card-Applications/10-Apps-on-EX-at-Once-or-few-hrs-days-intervals/td-p/5582310 You made me look! (Shame ... another dip into the unwashed masses of humanity; I can't bear the despair ) Quote Share this post Link to post Share on other sites
scott31337 Posted April 22, 2019 On 4/20/2019 at 1:06 PM, ivymike said: Back again. https://ficoforums.myfico.com/t5/Credit-Card-Applications/10-Apps-on-EX-at-Once-or-few-hrs-days-intervals/td-p/5582310 Another winner. Quote Share this post Link to post Share on other sites
wingwalker Posted May 1, 2019 On 4/20/2019 at 1:53 PM, hegemony said: some of the responses are logical. some. I hope that this poster left the "/sarc" tag off: "I would suggest applying for the 10 cards and then add a card from Barclays and at least 4 cards from Comenity." 1 hegemony reacted to this Quote Share this post Link to post Share on other sites
hegemony Posted June 4, 2019 was having a crappy day until I read some stupidity OTTF https://ficoforums.myfico.com/t5/Credit-Cards/What-s-so-great-about-American-Express/td-p/5616202 Quote What's so great about American Express? Going through my credit cards, I signed up for a Delta Skymiles card due to a 60,000 bonus miles offer, and now I have 70,000 Miles which is pretty sweet. But, why should I keep using this card? Versus: Capital One Venture Card - 2% Cash Back for any travel purchase vs 1% Delta Miles (2% only on Delta purchases). 20.15% APR vs 25%. and https://ficoforums.myfico.com/t5/Credit-Card-Applications/Khols-are-joke/td-p/5628382 Quote Khols are [sic] joke Quote Share this post Link to post Share on other sites
cv91915 Posted June 13, 2019 https://ficoforums.myfico.com/t5/Auto-Loans/Auto-loan-house-closing-when-does-my-car-payment-show/td-p/5600120 Quote Share this post Link to post Share on other sites
CTSoxFan Posted June 13, 2019 3 hours ago, cv91915 said: https://ficoforums.myfico.com/t5/Auto-Loans/Auto-loan-house-closing-when-does-my-car-payment-show/td-p/5600120 The level of idiocy of the OP of that thread is amazing. There was a ton of decent advice and the OP just ignores all of it. Quote Share this post Link to post Share on other sites
cv91915 Posted June 13, 2019 22 minutes ago, CTSoxFan said: The level of idiocy of the OP of that thread is amazing. There was a ton of decent advice and the OP just ignores all of it. I can't even imaging borrowing so much for a house that I'd be one car payment away from max DTI. This is why people have to eat Meow Mix for dinner when they retire. Quote Share this post Link to post Share on other sites
steelers1 Posted June 13, 2019 My young, dumb and uninformed nephew tried this a few years ago when he attempted to close on a house and it didn't work out for him. He never made it to the closing table. They pulled it 2 days before the closing stating that he no longer qualified. After I found out about his shenanigans I gave him a ear lashing. He claims that he didn't know and no one informed him. My daughter's loan officer at NFCU laid it all out for her in writing. My favorite quote was "Do not buy a car during this process or you may be living in it" 2 muso and cv91915 reacted to this Quote Share this post Link to post Share on other sites
cv91915 Posted June 13, 2019 Good lord. https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-prequalification-questions/td-p/5634597 "I wouldn't mind a newer car, but I don't need one to get to work or anything. I am mostly interested in a car loan as a means to an end, getting a prime-rate mortgage next year or the year after." Quote Share this post Link to post Share on other sites
tmkats Posted June 13, 2019 50 minutes ago, cv91915 said: Good lord. https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-prequalification-questions/td-p/5634597 "I wouldn't mind a newer car, but I don't need one to get to work or anything. I am mostly interested in a car loan as a means to an end, getting a prime-rate mortgage next year or the year after." Jebus. Someone should tell him that a car installment loan isn't going to do that for him. I'm banned or I would...and in no uncertain terms. Quote Share this post Link to post Share on other sites
hegemony Posted June 17, 2019 can you spot what made me laugh? Quote After a recent fiasco with my Comenity app, lots of recent negative experience with credit and getting hard pulls with no results, i figured wth, im a gluten for punishment, let me try Penfed to just see if they will ever approve me for something so i applied for the Pathfinder card. the entire thread becomes a narcissistic love fest https://ficoforums.myfico.com/t5/Credit-Card-Applications/Thanks-Penfed-done-with-credit/td-p/5646229 Quote Share this post Link to post Share on other sites
