ivymike Posted November 1, 2018 Share Posted November 1, 2018 Someone thinks their 7 cards in the last 2 years rates them a LOL/24. https://ficoforums.myfico.com/t5/Credit-Card-Applications/LOL-24-Whats-the-next-move/td-p/5394733 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted November 1, 2018 Share Posted November 1, 2018 59 minutes ago, ivymike said: Someone thinks their 7 cards in the last 2 years rates them a LOL/24. 4-3% UTL https://ficoforums.myfico.com/t5/Credit-Card-Applications/LOL-24-Whats-the-next-move/td-p/5394733 Lots of gems in that one. Aside from the atrocious grammar and punctuation: Im looking to travel maybe late November next year my discover it card 4-3% UTL i have had two months of deliquency with citi bank as my first CC 50$ Capital One Quicksilver - 600Capital One Quicksilver - 500Discover IT Card - 800 Quote Link to comment Share on other sites More sharing options...
Admin MarvBear Posted November 1, 2018 Admin Share Posted November 1, 2018 7 hours ago, cv91915 said: 50$ What is that??????????? The new math they use? CV- are other folks that illiterate? Quote Link to comment Share on other sites More sharing options...
cv91915 Posted November 1, 2018 Share Posted November 1, 2018 2 hours ago, MarvBear said: What is that??????????? The new math they use? CV- are other folks that illiterate? The misuse of the dollar sign is accelerating. I'm seeing it online almost daily. For some reason people are more prone to use it with smaller dollar amounts, and often mix correct and incorrect usage in the same sentence. "The guy wanted $1,000 for the motorcycle, but I only had 50$ with me." MarvBear 1 Quote Link to comment Share on other sites More sharing options...
Gaston Posted November 3, 2018 Share Posted November 3, 2018 Instead of worrying about not using this turd they're calling the EO to complain the card won't ever have those snazzy Signature or WEMC benefits. Or is it a status symbol for those to appear on your card? https://ficoforums.myfico.com/t5/Credit-Cards/Capital-one-buckets-this-is-how-u-know-ur-in-it/td-p/5390519 Quote Link to comment Share on other sites More sharing options...
scott31337 Posted November 3, 2018 Share Posted November 3, 2018 On 11/1/2018 at 3:41 AM, ivymike said: Someone thinks their 7 cards in the last 2 years rates them a LOL/24. https://ficoforums.myfico.com/t5/Credit-Card-Applications/LOL-24-Whats-the-next-move/td-p/5394733 Bahahahaha Quote Link to comment Share on other sites More sharing options...
cv91915 Posted November 12, 2018 Share Posted November 12, 2018 On 11/2/2018 at 8:16 PM, Gaston said: Instead of worrying about not using this turd they're calling the EO to complain the card won't ever have those snazzy Signature or WEMC benefits. Or is it a status symbol for those to appear on your card? https://ficoforums.myfico.com/t5/Credit-Cards/Capital-one-buckets-this-is-how-u-know-ur-in-it/td-p/5390519 My current Quicksilver started its life as a subprime Platinum. Yesterday I turned on the daily balance emails, which reflect the fact that it's currently a World MasterCard. Quote Link to comment Share on other sites More sharing options...
pacemaker67 Posted November 19, 2018 Share Posted November 19, 2018 Someone giving the advise to contact and pay Midland without asking about DOFD or SOL or to even offer any advise on what not to say.... https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-LLC/m-p/5411909#M574388 Quote Link to comment Share on other sites More sharing options...
pacemaker67 Posted November 19, 2018 Share Posted November 19, 2018 3 hours ago, pacemaker67 said: Someone giving the advise to contact and pay Midland without asking about DOFD or SOL or to even offer any advise on what not to say.... https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-LLC/m-p/5411909#M574388 From the above thread.. Is this true???? After something is gone from your report and no public record, does it stay with you? Or... does this guy work for Midland? "Being that you owe the debt, and that if you plan on a mortgage or other large purchase in the future that will require it to be paid (and on the report or not, a mortgage underwriter will see it), you could just pay the debt now (push hard to settle for as little as possible), and watch its record auto-delete from your reports in the next 30-45 days. As stated above, that is their company policy, and like the other poster, I can confirm personally that they WILL delete it." Quote Link to comment Share on other sites More sharing options...
ivymike Posted November 28, 2018 Share Posted November 28, 2018 OP is disgusted that BarclayUS just told him yet again to GFY https://ficoforums.myfico.com/t5/Credit-Card-Applications/barclays-just-disgust-me/td-p/5418264 but had to be reminded that a month ago was complaining that he was in over his head with CC debt and on the verge of defaulting https://ficoforums.myfico.com/t5/Personal-Finance/why-i-have-to-B-t/m-p/5396678#M35473 Quote Link to comment Share on other sites More sharing options...
centex Posted November 28, 2018 Share Posted November 28, 2018 That poster seems to be one of the growing demographic of consumer who believes that score is everything and ignores that the file STILL needs to support the ability to make payments. They apparently claim $1K per month income...they illustrate perfectly what is wrong with some of the current processes and why there are risks of a return to the 2008 meltdown. The sad thing is that they are about to take other family members down with them... Quote Link to comment Share on other sites More sharing options...
cv91915 Posted November 28, 2018 Share Posted November 28, 2018 It's tragic that they keep referring to a credit card issuer as a lender in that thread. tiggerlgh 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted February 18, 2019 Share Posted February 18, 2019 idiots. https://ficoforums.myfico.com/t5/Personal-Finance/How-are-you-spending-your-Tax-Refund/td-p/5504679 Quote Link to comment Share on other sites More sharing options...
hegemony Posted March 14, 2019 Share Posted March 14, 2019 METAL SUBPRIME DISCOVER CARD!!!!!!'https://ficoforums.myfico.com/t5/SmorgasBoard/Metal-Discover-Card/td-p/5536928 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted March 14, 2019 Share Posted March 14, 2019 9 hours ago, hegemony said: METAL SUBPRIME DISCOVER CARD!!!!!!'https://ficoforums.myfico.com/t5/SmorgasBoard/Metal-Discover-Card/td-p/5536928 Quote Link to comment Share on other sites More sharing options...
hdporter Posted March 14, 2019 Share Posted March 14, 2019 I gotta ask ... How do you guys dumpster dive into the myFICO forum "trove" without being overwhelmed by the raw sea of humanity who post there? On those occasion when I search myFICO for a bit of added anecdotal experience with a particular credit card, I imagine the experience to be akin to walking the streets of Cairo ... trubliever82 1 Quote Link to comment Share on other sites More sharing options...
ivymike Posted March 17, 2019 Share Posted March 17, 2019 This story sounds mighty familiar. https://ficoforums.myfico.com/t5/General-Credit-Topics/Large-Tax-Debt-Selling-my-house-before-IRS-collectors-take-it/td-p/5539953 hegemony 1 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted March 17, 2019 Share Posted March 17, 2019 9 hours ago, ivymike said: This story sounds mighty familiar. https://ficoforums.myfico.com/t5/General-Credit-Topics/Large-Tax-Debt-Selling-my-house-before-IRS-collectors-take-it/td-p/5539953 Similarly situated I would also solicit input and advice from multiple sources. Hope he gets this figured out. wingwalker and Kat58 2 Quote Link to comment Share on other sites More sharing options...
RealName Posted April 6, 2019 Share Posted April 6, 2019 Holy mother of turds... https://ficoforums.myfico.com/t5/Credit-Cards/What-to-do-next-I-have-28-accounts-in-good-standings/m-p/5496767/highlight/true#M1621304 cv91915 and TheVig 2 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted April 6, 2019 Share Posted April 6, 2019 13 minutes ago, RealName said: Holy mother of turds... https://ficoforums.myfico.com/t5/Credit-Cards/What-to-do-next-I-have-28-accounts-in-good-standings/m-p/5496767/highlight/true#M1621304 RealName and TheVig 2 Quote Link to comment Share on other sites More sharing options...
TheVig Posted April 6, 2019 Share Posted April 6, 2019 39 minutes ago, RealName said: Holy mother of turds... https://ficoforums.myfico.com/t5/Credit-Cards/What-to-do-next-I-have-28-accounts-in-good-standings/m-p/5496767/highlight/true#M1621304 I have no turds in my portfolio compared to that. hegemony 1 Quote Link to comment Share on other sites More sharing options...
hdporter Posted April 6, 2019 Share Posted April 6, 2019 Let's have some fun and confess how many of these cards we have open in our own "portfolio" ... I cop to 5! Quote Link to comment Share on other sites More sharing options...
Kat58 Posted April 6, 2019 Share Posted April 6, 2019 3 😁 Quote Link to comment Share on other sites More sharing options...
RealName Posted April 6, 2019 Share Posted April 6, 2019 I’ll cop to a Lowe’s and Cap1. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted April 7, 2019 Share Posted April 7, 2019 Quote Link to comment Share on other sites More sharing options...
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