Barclays Business Cards

[Konrad2012]

Anyone have experience with a Barclays Business card, and more specifically, does it report to your personal reports?

 

Ive scoured the internet, and find basically nothing. FT references a DOC post, and DOC references a single FT post from 2012 or something.

 

Does anyone here have a Barclays US Air/AA Biz, Hawaiian Airlines biz or Jetblue biz? And if so, how does it report (or not report) ?

[ukaserex]

.

 

I have an LLC to supplement my income at Farmer's markets and such - but I'd never use a business card because they're essentially useless if a crook gets their hands on the card. Very limited protection.

 

If I got a business card for my LLC, it would report on my personal credit. As for a large corporation, I've no idea how that would play out.

[creditrepair2014]

I'd never use a business card because they're essentially useless if a crook gets their hands on the card. Very limited protection.

 

So business credit cards don't have the $0 fraud protection of personal credit cards? Is this industry standard for business credit cards or only some of them?

[nooneimportant]

https://creditboards.com/forums/index.php?showtopic=549607&view=&hl=&fromsearch=1

[mendelssohn]

.

 

I have an LLC to supplement my income at Farmer's markets and such - but I'd never use a business card because they're essentially useless if a crook gets their hands on the card. Very limited protection.

 

If I got a business card for my LLC, it would report on my personal credit. As for a large corporation, I've no idea how that would play out.

 

Except for Cap1, I do not know of any business cards that report to personal credit, regardless of business structure. There are lot of pluses to business cards as well.

[tomforr]

I have the Hawaiian Business card and can confirm it does not report to personal credit.

[heathbar11]

I have the Hawaiian Business card and can confirm it does not report to personal credit.

Same

[Konrad2012]

 

I have the Hawaiian Business card and can confirm it does not report to personal credit.

 

Same

Sweet.

 

I'm surprised at the lack of info out there about the Barclays products. I can usually dig around and find most of it.

 

Going to apply for Jetblue today.

[blake10]

 

.

 

I have an LLC to supplement my income at Farmer's markets and such - but I'd never use a business card because they're essentially useless if a crook gets their hands on the card. Very limited protection.

 

If I got a business card for my LLC, it would report on my personal credit. As for a large corporation, I've no idea how that would play out.

Except for Cap1, I do not know of any business cards that report to personal credit, regardless of business structure. There are lot of pluses to business cards as well.

Discover reports to personal

[ukaserex]

It probably depends on the type of business. I just know mine reported to my personal until I found out that the protections weren't there like they were for a personal card, so I got rid of it.

[mendelssohn]

It depends on the issuer, not the type of business.

[Konrad2012]

.

 

I have an LLC to supplement my income at Farmer's markets and such - but I'd never use a business card because they're essentially useless if a crook gets their hands on the card. Very limited protection.

 

If I got a business card for my LLC, it would report on my personal credit. As for a large corporation, I've no idea how that would play out.

 

Huh? I have several cards for both my S Corp and my LLC. Your entity type has no bearing on how they report, its on the bank.

 

And most business cards have $0 fraud liability. I am not sure where you came up with that. What business cards do not have is CARD Act protections, but that is different than $0 fraud liability.

 

Here's a BofA Business card landing page: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/#productInformationDetailsSBCC2 Click on "credit security" to read about liability.

 

Here's the Barclays JetBlue Business card landing page: https://www.myjetbluebusinesscard.com/apply/Landing.action?campaignId=2242&cellNumber=1&referrerid=PTRBAHPBR Look under "other perks" to read about liability.

 

Those just happen to be two tabs I have open on my computer.

Edited July 6, 2016 by Konrad2012

[tomforr]

I can tell you for a fact that CapOne Spark has $0 fraud liability, I know this from experience. The other day someone got a hold of my card number and charged about $3,500 in crap on it. CapOne caught it, immediately reversed the charges and is sending out new cards.

[Big Bear]

FWIW, I've had a Bank Atlantic business card for several years. I know it's not one of the products you've mentioned and is all but defunct, but it has never been reported to personal. And the SL was one of my highest back then IIRC.

[daveberk]

Some more data points:

 

Discover business reports to personal.

 

Citi business, US Bank business, and Chase business do not report to personal.

[pingpolo]

It probably depends on the type of business. I just know mine reported to my personal until I found out that the protections weren't there like they were for a personal card, so I got rid of it.

Both of your posts make ZERO sense in the english language or on planet Earth! Are you human?