Jump to content

So what did you get in the mail today?

Recommended Posts

More BT checks .. this time from BOA. .. and ANOTHER renewal advice from AARP -- despite my membership not being due until December. They have been sending me renewals since February... (UGH) I'm considering not renewing at all............................................

Link to post
Share on other sites

  • Replies 3.7k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

BT checks from Citi (now with the fee dropped from 5% back down to 3%)   Automobile title from payoff of our last auto loan.

Got some medicine for my cancer. It came overnight. Yeah.

I think the whole "you need an installment loan reporting" exposes one of the weaker side of FICO credit scoring.  You can't tell me that among stronger credits, the presence of an installment isn't a

I received two ITA's from AMEX, one for the Green Card (no AF for the first year, $95 after that, 20k bonus for $1000 spend) and one for the Blue Cash Everyday Card (no AF, terrible APR, but a minimum $500 CL and tiered cash back).


This is a pretty exciting mail call for me. I've been working really hard on my credit for the past few years, and after opening two secured cards, today is the first day in the last 6+ years that I've received a legitimate unsecured CC offer in the mail.


Also, side note, it's pretty clear AMEX is sending offers based on my Equifax score, which is easily (and weirdly?) 30 points above the other two.

Edited by 5YearsASlave
Link to post
Share on other sites


Blue Cash Everyday Card (no AF, terrible APR, but a minimum $500 CL and tiered cash back).


APR doesn't matter if you PIF



Very much agree, just a nod to the fact that my credit is still recovering and I'll be seeing 24% APR's for awhile. Which suits me just fine. :D

Link to post
Share on other sites

- Request to donate reusable items to the Vietnam Veterans of America


- "As a recent new homeowner..." I "...may qualify to purchase Mortgage Life and Disability insurance..." Not exactly... we just refinanced this house, which I bought in 2004.


- A Pre-Qualified* offer for a personal loan from $15,000 to $100,000 from LoanMe.




[takes up 2/3 of the back of the letter]

Link to post
Share on other sites

Got 3 cards


Chase Amazon visa $3k


Sync Car Care $1k


Comenity Marathon Visa $1k


Zales Jewelry $2k



Okay, I have zero info on your plans for or other current CCs. I don't know you. I don't recall any of your other posts about your current profile.


Based only on what you posted, please stop app'ing for toy cards.


I hope you have specific reasons for each. If not, get a plan before app'ing again.

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Similar Content

    • By TheBattman
      So- my credit file has not significantly changed in a long time (and I qualified for long-term zero% auto loan back in April).
      I do carry significant balances on my credit cards, but always pay (auto-pay) significantly more than minimum payments. 
      but something triggered an odd cascade in the last few weeks. 
      I got notice one of my Synchrony accounts had suddenly had the credit limit dramatically reduced. I contacted them and they said they periodically check credit report and make changes. The letter they sent indicated high balances to limit on cards. 
      a day later ai get another letter from Synchrony- for a second account with them was having the limit reduced...
      we all know this impacts your credit score, as it messes up your utilization %.
      today, I got notice from a different bank- that, due to higher credit utilization rates, they dramatically reduced my limit in that card - 
      Which of course now even further rips my credit score...
      And this afternoon, I get notice from Synchrony that my Automotive account (that has never had particularly high balance can limit) was having a limit reduction down to the current balance!
      What’s going on?  I have NEVER been late, never payed just the minimum payments on any accounts... 
      Is there some massive banking “surprise” on the horizon?
      I did recently put a credit freeze on all 3 bureaus due to someone filing for unemployment with my name/SS# and I filed a police report on that. 
      I have paid credit monitoring service- and there is nothing new or odd on my CR...
      So what’s going on?
    • By StarkRaven$
    • By laina1978
      Hey trying to help my boyfriend build his business and I am having a hard time with tier 1-net 30. 
      So far he had Uline 
      but Quill didnt have an option 
      He did newegg  and cleanitsupply.
      He tired to do Supplyworks but that didnt give an option. 
      If anyone can send updates list please with success we want at least 5 tier 1 Net 30;s. 
    • By MarvBear
      There is no paywall.   I did not know this, but found it interesting.
    • By hegemony
      110 million consumers could see their credit scores change under new FICO scoring
      "will start incorporating consumers’ debt levels into their scoring model."

  • Member Statistics

    • Total Members
    • Most Online

    Newest Member
  • Create New...

Important Information