Jump to content

So what did you get in the mail today?


Recommended Posts

  • New Citi AAdvantage Card
  • Denial from Citi on the HHonors Visa Signature (apparently they don't like you applying for more than one product in one day, no 2nd pull done, thank goodness)
  • PIN number for AAdvantage card and approval letter
  • Denial letter from BOA.
  • Pre-approval letter (3rd one) for the Home Depot card, 25.99% interest this time (last one was 26.99), same as cash offers for 12/18 months, etc
  • Replacement PayPal debit card
  • Traveler's insurance begging me to do a quote.

Sounds so so exciting. lol.

Link to post
Share on other sites

  • Replies 3.7k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

BT checks from Citi (now with the fee dropped from 5% back down to 3%)   Automobile title from payoff of our last auto loan.

Got some medicine for my cancer. It came overnight. Yeah.

I think the whole "you need an installment loan reporting" exposes one of the weaker side of FICO credit scoring.  You can't tell me that among stronger credits, the presence of an installment isn't a

Among other things, I got:

 

An offer from Capital One to open a Capital One bank account paying 1% interest (leaving my money there for a whole year).

 

An offer for a Capital One Quicksilver card paying 1.5% Cash Back (spending my money right away).

 

Funny, my parents always taught me "A penny saved is a penny earned", but I can make money quicker by spending it.

 

So.... I think I'll just buy gold with my rewards card (get the 1.5% cash back).

Link to post
Share on other sites

 

  • New Citi AAdvantage Card
  • Denial from Citi on the HHonors Visa Signature (apparently they don't like you applying for more than one product in one day, no 2nd pull done, thank goodness)
  • PIN number for AAdvantage card and approval letter
  • Denial letter from BOA.
  • Pre-approval letter (3rd one) for the Home Depot card, 25.99% interest this time (last one was 26.99), same as cash offers for 12/18 months, etc
  • Replacement PayPal debit card
  • Traveler's insurance begging me to do a quote.
Sounds so so exciting. lol.</p>

You have to wait 8 days for the second Citi app.

Link to post
Share on other sites

Quicksilver Visa Sig (EO converted from regular Visa because their customer service doesn't know how to do it)

 

PenFed confirmation of PLOC

 

US Bank SKYPASS pin setup

 

Chase denial for Ink Plus due to 5/24... going to fight this one since I got my application in before the policy change date.

Link to post
Share on other sites

 

I got a surprise $5,000 HomeTrust Bank credit card in the mail today. I thought they denied me a week or two ago.

 

Congrats. Maybe they did their own recon. lol.

 

 

Haha! I guess they didn't actually deny me, but I got the 7-10 message and I don't think I've EVER not had bad news come from a 7-10 day message.

 

Got my paypal extras mc which was upgraded from smart connect.

Credit limit was also increased 400%,I was shocked.

 

Awesome! Congrats! What's the Smart Connect? Is that just standard Buyer Credit?

Link to post
Share on other sites

I got my Citi Double Cash card today... quite exciting.

 

DW apped a Chase Freedom Unlimited a few weeks ago and got nothing, no approval, no denial. She said the screen just blanked out. No email.

 

Today, the cards show up. To my surprise, she made me an AU. Double surprise, her other card is a measly Capital One Secured with a $300 Limit but the new Chase CL? Almost $17K.

 

Go figure, and they'll only give me $500.

Link to post
Share on other sites

Shiny new AMEX SPG, along with yet another 50k Skymiles offer. I almost want to close my Skymiles account in hopes that they'll realize I have no interest in Delta-specific mileage accrual. Now if they somehow made a Skyteam Alliance card I'd be all over that.

Link to post
Share on other sites

My new venture card, a letter from cap one about a denial for a client on venture one (I k we it would happen, they gave me an auto cli like 2 weeks ago, but it was a 6 months since I asked, and it's a SP, so I tried).

 

Sent from my SM-N910T using Tapatalk

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Similar Content

    • By TheBattman
      So- my credit file has not significantly changed in a long time (and I qualified for long-term zero% auto loan back in April).
       
      I do carry significant balances on my credit cards, but always pay (auto-pay) significantly more than minimum payments. 
       
      but something triggered an odd cascade in the last few weeks. 
       
      I got notice one of my Synchrony accounts had suddenly had the credit limit dramatically reduced. I contacted them and they said they periodically check credit report and make changes. The letter they sent indicated high balances to limit on cards. 
       
      a day later ai get another letter from Synchrony- for a second account with them was having the limit reduced...
       
      we all know this impacts your credit score, as it messes up your utilization %.
       
      today, I got notice from a different bank- that, due to higher credit utilization rates, they dramatically reduced my limit in that card - 
       
      Which of course now even further rips my credit score...
      And this afternoon, I get notice from Synchrony that my Automotive account (that has never had particularly high balance can limit) was having a limit reduction down to the current balance!
       
      What’s going on?  I have NEVER been late, never payed just the minimum payments on any accounts... 
       
      Is there some massive banking “surprise” on the horizon?
       
      I did recently put a credit freeze on all 3 bureaus due to someone filing for unemployment with my name/SS# and I filed a police report on that. 
       
      I have paid credit monitoring service- and there is nothing new or odd on my CR...
       
      So what’s going on?
    • By StarkRaven$
      https://www.marketplace.org/2020/06/30/netflix-to-deposit-100-million-in-black-owned-banks/
    • By laina1978
      Hey trying to help my boyfriend build his business and I am having a hard time with tier 1-net 30. 
       
      So far he had Uline 
      but Quill didnt have an option 
       
      He did newegg  and cleanitsupply.
      He tired to do Supplyworks but that didnt give an option. 
       
      If anyone can send updates list please with success we want at least 5 tier 1 Net 30;s. 
       
       
    • By MarvBear
      https://abovethelaw.com/2020/02/after-40-years-the-lexisnexis-mainframe-is-no-more/
       
      There is no paywall.   I did not know this, but found it interesting.
    • By hegemony
      110 million consumers could see their credit scores change under new FICO scoring
       
       
      "will start incorporating consumers’ debt levels into their scoring model."




  • Member Statistics

    • Total Members
      180,571
    • Most Online
      2,046

    Newest Member
    Heyitsmeshanie
    Joined
×
×
  • Create New...

Important Information

Guidelines