Walmart CC $6000 max CL?

[TampaDude]

 

I was stuck at $6K for a while, then recently got bumped to $10K via chat. The card has only gotten light usage since I opened it last year.

 

+1 - I was stuck at $6k for about 6 months (and calling UW for a CLI monthly). Last month I finally had success and was bumped to $10k. Unfortunately, still no CLI love on my Lowes (stuck at $17k since last June)

 

 

Same here.

[impaladre63]

 

 

Like I said, it's been 11 months since I used the card, so I'm wondering if that had anything to do with the denial. Although the reasoning still seemed misleading.

I just used the CC to buy a $10 gift card online, so will request a CLI again after I pay that.

 

Please call Credit Solutions... not the luv button!!!!!!!!!

The Luv button is a joke.

 

I tried the luv button 3 or 4 times over the last few months, denied every time, decided to call tonight out of boredom lol

[TampaDude]

 

 

 

Like I said, it's been 11 months since I used the card, so I'm wondering if that had anything to do with the denial. Although the reasoning still seemed misleading.

I just used the CC to buy a $10 gift card online, so will request a CLI again after I pay that.

Please call Credit Solutions... not the luv button!!!!!!!!!

The Luv button is a joke.

 

I tried the luv button 3 or 4 times over the last few months, denied every time, decided to call tonight out of boredom lol

 

 

NEVER, EVER use the luv button for Sync...

 

[EternalDebtSlayer]

 

Like I said, it's been 11 months since I used the card, so I'm wondering if that had anything to do with the denial. Although the reasoning still seemed misleading.

 

I just used the CC to buy a $10 gift card online, so will request a CLI again after I pay that.

Please call Credit Solutions... not the luv button!!!!!!!!!

 

Will do!

[Kat58]

Data point... Just called Credit Solutions, for a $5k CLI on my $15k Wally (only Sync card). Answered usual questions, put on hold 5 minutes, CSR came back and asked me if I had any additional income... I said, no. He could only offer $500 more. My reported income, is $31k, so $15,500, is EXACTLY half my reported income. The fact that I have no mortgage/rent payment, made no difference. I have no doubts, I would have received an additional $5k, if my income were higher.

 

Update...

 

The day of my $500 CLI, I went online, and it was there... $15,500.

 

Just logged in, to check my account, and my limit is $20,000!

I've never heard of them doing this, after the fact.

 

oops... screenshot didn't work

Well crap, photobucket is not cooperating.

Edited February 24, 2016 by Kat58

[deanmartini]

I've been stuck at 6K since July 2015.

 

 

Called this past Thursday and.....

 

 

 

 

 

 

still stuck at $6K.

Edited February 24, 2016 by deanmartini

[FixnCred]

Tried again today and stuck at $6K as well. Got $35K worth of CLI's on 3 other cards (JCP, PayPal, and Amazon). Wally is a tough nut to crack for me.

[bigpoppa09]

Tried again today and stuck at $6K as well. Got $35K worth of CLI's on 3 other cards (JCP, PayPal, and Amazon). Wally is a tough nut to crack for me.

Do u have a balance on the account i dont know if they are sensitive to having a balance on the account or not.

[Mitch19]

 

 

Unless something just changed, $6k is not the max CL... I think I've seen people with the Walmart STORE CARD through Sync that have $30k or $35k CL's.

 

Even with the lowest interest rate, I have no idea what you'd realistically be buying to carry a balance on a card like that with that type of limit, but I'll take whatever they give me. I'm at $3k right now. Started at $500 in December.

 

Black Friday Period I spent over $1000. Between games for my kids, furnishing 2 daughters new apartments and Dyson for my mom ...

 

0% interest for 24 months. I'll have it paid off in 6 instead.

 

I had xmas club account cash that I was able to use elsewhere in the meantime

 

 

Fair enough. I didn't really mean that the way it sounded though... Carrying a balance, although not ideal, I understand. I get it. Carrying a $20k-30k balance on a store card though would be insane. What would anyone even buy to warrant that type of CL's? Again, I'll take it if I can get it (for util), but surely they don't expect anyone to use it all.

 

 

You know.. if you we're a home flipper, in between a few houses.. a Zero APR on a Lowes Card could come in handy, and you could easily hit a $25-$30k in a few weeks or days flat. Beyond that.. I couldn't give you a reasonable excuse

Edited March 1, 2016 by Mitch19

[Mitch19]

 

 

 

 

Like I said, it's been 11 months since I used the card, so I'm wondering if that had anything to do with the denial. Although the reasoning still seemed misleading.

I just used the CC to buy a $10 gift card online, so will request a CLI again after I pay that.

Please call Credit Solutions... not the luv button!!!!!!!!!

The Luv button is a joke.

 

I tried the luv button 3 or 4 times over the last few months, denied every time, decided to call tonight out of boredom lol

 

 

NEVER, EVER use the luv button for Sync...

 

 

Wait... What?

 

I just received a 2k increase. Should I try the Chat thing?

[FixnCred]

 

Tried again today and stuck at $6K as well. Got $35K worth of CLI's on 3 other cards (JCP, PayPal, and Amazon). Wally is a tough nut to crack for me.

Do u have a balance on the account i dont know if they are sensitive to having a balance on the account or not.

No balance and always PIF. Usually $100 to $200 per month. *Admin removes vulgarity* it I guess... No rewards and no CLI but still grateful for the other CLs.

[bigpoppa09]

Im in the club 2 my Walmart store card has been at 6k since july 2015 tried a couple of times late 2015 for CLI no joy. haven't trided this year

[TampaDude]

 

 

 

 

 

Like I said, it's been 11 months since I used the card, so I'm wondering if that had anything to do with the denial. Although the reasoning still seemed misleading.

I just used the CC to buy a $10 gift card online, so will request a CLI again after I pay that.

 

Please call Credit Solutions... not the luv button!!!!!!!!!

The Luv button is a joke.

I tried the luv button 3 or 4 times over the last few months, denied every time, decided to call tonight out of boredom lol

NEVER, EVER use the luv button for Sync...

 

Wait... What?

 

I just received a 2k increase. Should I try the Chat thing?

Calling the UW would've likely gotten you $25K.

[HeatFan2015]

Tomorrow is 181 days since last cli. Crossing fingers. Going to wait till after 9pm to call UW. Have tried monthly since last cli, will give it a go.

[bigpoppa09]

Like Tampa said always call the UW Chat has never done nothing for me all my CLI came from calling.

[deanmartini]

Like Tampa said always call the UW Chat has never done nothing for me all my CLI came from calling.

 

That's weird. All my increases have come from chat (from 600 to 6,000). I have gotten zilch from calling.

[CreditJediMaster]

Synchrony Bank is the best for a lot of reasons. I got my Lowe's card last month and asked for a credit limit increase from $500 to $5000 in a chat session and got it immediately. A week later, I asked for $10K and I got it. Yet another week later, I asked for $15K and got $12K. I thought the ride was over until week three arrived and I did a third chat and asked for $20K and they gave me $17K. It probably needs to stay where it's at for the moment.

 

Walmart has raised my silly $150 credit limit from that to $5000 in a chat session and the second try got me $6000, which I'm cool with, but once again...here's the $6000 amount everyone is stuck at once again. Do I dare ask for more? I don't have any intentions on spending $6K at Wally's but it's nice and helps with my utilization, which is at 1% no matter what I do because of the many cards I have and the crazy ability to get CLIs just by asking for them.

[PrimoCredit]

You can do all three, though chat or calling is obviously better. If you get denied on one, try the other.

[JeffeVerde]

Synchrony Bank is the best for a lot of reasons. I got my Lowe's card last month and asked for a credit limit increase from $500 to $5000 in a chat session and got it immediately. A week later, I asked for $10K and I got it. Yet another week later, I asked for $15K and got $12K. I thought the ride was over until week three arrived and I did a third chat and asked for $20K and they gave me $17K. It probably needs to stay where it's at for the moment.

 

Walmart has raised my silly $150 credit limit from that to $5000 in a chat session and the second try got me $6000, which I'm cool with, but once again...here's the $6000 amount everyone is stuck at once again. Do I dare ask for more? I don't have any intentions on spending $6K at Wally's but it's nice and helps with my utilization, which is at 1% no matter what I do because of the many cards I have and the crazy ability to get CLIs just by asking for them.

 

A lot of us have plateaued at 17k with Lowes (myself included), even with similar scores and profiles to others who are at 25-30+. Likewise with Wally at 6k (thus this thread).

 

Wally bumped me to 10k last month. But despite clean reports, 800+ FICO, and regular use of the card ($100-200, every other month), I'm still stuck at 17k with Lowes.

Edited March 7, 2016 by JeffeVerde

[newlife11]

I used the love button and nothing. I tried chat and nothing. Yes its a new account but thought they give love on those. Limit is lame, income is over $75K just for hubby. Is it worth calling? What amount should I request? I got CLI on Amazon via chat today. I have a balance but its a new charge so no statement yet. I guess I'll get hubby to call.

Edited March 10, 2016 by newlife11

[bigpoppa09]

I cant figure out why Sync keeps us hung out at 6k on WM store card atleast i know im not the only 1 lol.

[astro777c]

 

Tried again today and stuck at $6K as well. Got $35K worth of CLI's on 3 other cards (JCP, PayPal, and Amazon). Wally is a tough nut to crack for me.

Do u have a balance on the account i dont know if they are sensitive to having a balance on the account or not.

 

On this end it appears that a balance DID finally trigger a positive result on the Wally card after many months of the $6K limit. Requested $10K and was approved. Came as something of a surprise since other of my syncs have been going up routinely (bankcards). Now to work on Amazon. Also stagnant at $6K for awhile.

[bigpoppa09]

 

 

Tried again today and stuck at $6K as well. Got $35K worth of CLI's on 3 other cards (JCP, PayPal, and Amazon). Wally is a tough nut to crack for me.

Do u have a balance on the account i dont know if they are sensitive to having a balance on the account or not.

 

On this end it appears that a balance DID finally trigger a positive result on the Wally card after many months of the $6K limit. Requested $10K and was approved. Came as something of a surprise since other of my syncs have been going up routinely (bankcards). Now to work on Amazon. Also stagnant at $6K for awhile.

How much did u have on the Wally card?

[bigpoppa09]

How much did u have on the Wally Card?

[Konrad2012]

I cant figure out why Sync keeps us hung out at 6k on WM store card atleast i know im not the only 1 lol.

 

Don't worry. 6 is average.