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guide to Capital one & the 2fer deal is dead


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Maximum number of cards

6 of their main cards in any combination

I.e.

2 quick silvers

2 venture

2 venture ones

The cards can be swapped accordingly, 2 platinum in place of quick silvers, but no more than 2 of the same card. You can still obtain co branded card like kohls if you have 6 of their cards.

 

 

 

If approved for a card in credit steps, apply for cli after 3rd statement generates, only do this is card has very low balance. It may be approved, in either event your credit steps cli will still apply. Credit line increase requests are always soft pull meaning no impact to credit score.

 

If you apply for a card and are approved, apply for another card of another type immediately as only one set of inquiries will show. I.e. approved for Venture, apply for quick silver.

 

With the advent of combining accounts, quick silver, venture, venture one, quick silver one, and platinum are all eligible to be combined with very few exceptions. This being said if your profile is similar to when you were first approved you can combine and then reapply for the card you just eliminated and get the sign up bonus again if one was offered.

 

 

This guide is a work in progress and was typed on my cell phone, any help is appreciated!

Edited by mrjuggalo9er
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I'm pretty much good now honestly....

Hope you overcome, Juggs.  Would love to see you back to your old self.     FWIW, your work here on CapOne is priceless.  

Well, I might be an a**hole, but I am an honest a**hole.     We need you back, Mr. Juggs.  You are the only one who could decipher CapOne and we still have a lot of people asking questions a

Hmm, so if you book a refundable, no cancellation fee travel and you cancel it, the travel company credits your Cap One card in full?

yes! make sure you redeem your "miles" before you cancel it....they will even mail you a check if you had a 0 balance when the trip was cancelled and do not use the card

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It's very easy to convert un-secured CC's with a AF to no-AF cards.. like QuickSilver, Mastercard Platinum, Venture One.. etc. With a little work of course, but who wants to pay a $29-$60 AF?

Noone, that's why you chat to get the af waived. ..if that fails e mail the ceo

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So when both my Venture cards (neither are Venture One) reach 6+ months old, I can combine them and then re-apply for another Venture, correct? And I'll still get the sign-up bonus?

 

ETA: I'll wait until April so I can combine the miles from the two cards, before closing one. Or is there a way to combine miles still?

Edited by EternalDebtSlayer
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Maximum number of cards

6 of their main cards in any combination

I.e.

2 quick silvers

2 venture

2 venture ones

The cards can be swapped accordingly, 2 platinum in place of quick silvers, but no more than 2 of the same card. You can still obtain co branded card like kohls if you have 6 of their cards.

 

 

 

If approved for a card in credit steps, apply for cli after 3rd statement generates, only do this is card has very low balance. It may be approved, in either event your credit steps cli will still apply. Credit line increase requests are always soft pull meaning no impact to credit score.

 

If you apply for a card and are approved, apply for another card of another type immediately as only one set of inquiries will show. I.e. approved for Venture, apply for quick silver.

 

With the advent of combining accounts, quick silver, venture, venture one, quick silver one, and platinum are all eligible to be combined with very few exceptions. This being said if your profile is similar to when you were first approved you can combine and then reapply for the card you just eliminated and get the sign up bonus again if one was offered.

 

 

This guide is a work in progress and was typed on my cell phone, any help is appreciated!

 

How does their Spark biz cards play into this?

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my technique for converting my "miles" to cash back is to book refundable no cancellation fee travel, cash rewards in, cancel travel

 

another technique is to have legit travel post and just keep redeeming "miles" for the purchase....either way works

 

What kind of no cancellation fee travel is best? airfare? hotels? and how long do I need to wait to cancel it?

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