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allenbak123

Down payment assistance

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There is the Georgia Dream homeownership program. They offer $5,000-$7,500 in downpayment assistance and financing based on where you buy and certain income levels. You can look them up online to see some of the specifics. They have a downloadable brochure.

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Your LO/UW will ask about the source of your downpayment. They don't particularly like if you borrowed money for it. Borrowing money for a down payment is probably a good sign you're not ready to buy a home.

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A little late in answering but there is the NHF Platinum Grant 5% of purchase req 680 score DTI under 45% and 2 months reserves of new mortgage piti. Also Invest Atlanta has some grants and special incentives if you are looking in the city of Atlanta . Fulton County has a NSP program. Gwinnett County does 7500 1st Time Home Buyers, Cobb County has a NSP program with up to 20,000 assist. Decatur also has 1st time buyers for 7500.

 

Hope it helps best of luck

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