Jump to content

Chase Car Repo dropped off Transunion


Blue Demp
 Share

The last post in this topic was posted 2575 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


Who is it with? From what I see the EX shows Dofd as being July 2009 meaning you can call and have it removed as too old from EX in April. The EQ one will remain until Oct 2016.

 

Now what you should do depends on what your plans are and your risk factor. You could dispute these again and hope they drop off. Waiting is the much safer route at this point though unless you just really need to get them off your reports now.

Link to comment
Share on other sites

Who is it with? From what I see the EX shows Dofd as being July 2009 meaning you can call and have it removed as too old from EX in April. The EQ one will remain until Oct 2016.

 

Now what you should do depends on what your plans are and your risk factor. You could dispute these again and hope they drop off. Waiting is the much safer route at this point though unless you just really need to get them off your reports now.

+1

 

 

Sent from my iPhone using Tapatalk

Link to comment
Share on other sites

Thanks for your feedback! The repo is paid off, so there is no risk of them coming after me. Chase repo my car after failing to pay my last payment of the loan ($800). Lesson learned...

 

I was not talking about the risk of them coming after you for the debt. The bigger risk is them updating in a negative fashion causing your reports to look worse. It happened to me, had a repo in a BK and VW updated as past due with a balance, Been a two year battle and they refuse to remove or update.

Link to comment
Share on other sites

  • 2 weeks later...

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675".

 

Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Edited by Blue Demp
Link to comment
Share on other sites

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675".

 

Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates?

 

I'd highly suggest writing EX over calling them.

Link to comment
Share on other sites

 

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675".

 

Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates?

 

 

I'd highly suggest writing EX over calling them.

 

 

Correct! I just checked Experian online to dispute the Repo and found they deleted it as well. WOOT! I now have a squeaky clean credit report!

Edited by Blue Demp
Link to comment
Share on other sites

 

 

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675".

 

Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates?

 

 

I'd highly suggest writing EX over calling them.

 

 

Correct! I just checked Experian online to dispute the Repo and found they deleted it as well. WOOT! I now have a squeaky clean credit report!

 

 

 

:clapping::dance:

 

That's a HUGE milestone!!!

Link to comment
Share on other sites

 

 

 

Update: I disputed online with Equifax. My reason was "Never been late". I got this response a week later "We have researched the credit account. Account # − xxxxxxxx* The results are: There is no historical account information currently on this account. This item has been deleted from the credit file. If you have additional questions about this item please contact: Chase Auto, PO Box 901003, Ft Worth TX 76101−2003 Phone: (800) 336−6675".

 

Now to dispute it on Experian... Debating on calling them vs writing letter. They've barred me from disputing it online.

Congrats on the removal. So EQ dropped the entire tradeline and not just the lates?

 

 

I'd highly suggest writing EX over calling them.

 

 

Correct! I just checked Experian online to dispute the Repo and found they deleted it as well. WOOT! I now have a squeaky clean credit report!

 

 

 

:clapping::dance:

 

That's a HUGE milestone!!!

 

 

I know! Thank you! I never thought this day would ever come. Glad I was persistent... For anyone reading this and struggling to fix their report, don't give up! If you hit a roadblock, take a break then come back to it later. Don't ever give up!

Link to comment
Share on other sites

The last post in this topic was posted 2575 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share




  • Member Statistics

    • Total Members
      185286
    • Most Online
      2046

    Newest Member
    TB101
    Joined
×
×
  • Create New...

Important Information

Guidelines