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Does United Bank check EWS or Telecheck?

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(Not familiar with the bank. I'll check with them and verify their approval process)

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I finally got through to their new accounts department. These days, it is hard to just connect and ask a few simple questions. Everyone wants to sell or convince you to buy or sign-up for something. :)


They verify identity as required by the Patriot Act, but they do not run EWS, Chexsystems or credit check. You have to go into a branch to open.

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They are on my BEST BANKS list.. they are fantastic and has helped so many in the states where they are located


Bank With United

Locations in the states of: Maryland, Ohio, Pennsylvania, Virginia, West Virginia, and Washington D.C.

I have called many many locations in several different states and they are indicating to me that they do NOT use chexsystems and they do not run a credit report at all. I was not buying it at first so I kept calling more and more locations and I finally talked to a manager that told me how they were using chexsystems in the past but they no longer do. All you need is:

-2 IDs
-SS card
-something that reflect a current address if ID is not correct

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