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Prime vs Subprime Lenders

The last post in this topic was posted 1803 days ago. 

 

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This is great information! From your perspective, who would be the banks that typically issue cards to a market with higher credit scores?

 

Thanks!

 

 

Amex

BofA

Chase

Citi

US Bank

 

Wells Fargo

 

WF does not deserve.

 

Barclay

Discover SUCKS and screws you out of rewards

 

FTFY

 

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Discover SUCKS and screws you out of rewards

 

They don't suck, and I've never been screwed out of rewards.

 

Give it a rest.

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Discover SUCKS and screws you out of rewards

 

They don't suck, and I've never been screwed out of rewards.

 

Give it a rest.

 

They do suck, and they've screwed many of us out of rewards.

 

So you give it a rest.

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Discover SUCKS and screws you out of rewards

 

They don't suck, and I've never been screwed out of rewards.

 

Give it a rest.

 

They do suck, and they've screwed many of us out of rewards.

 

So you give it a rest.

 

 

Recently? Are you referring to VGC's? Where are all these unhappy people, you reference above? I only see YOU, and maybe 2 other people bitching about Discover!

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Discover SUCKS and screws you out of rewards

 

They don't suck, and I've never been screwed out of rewards.

 

Give it a rest.

 

They do suck, and they've screwed many of us out of rewards.

 

So you give it a rest.

 

 

Recently? Are you referring to VGC's? Where are all these unhappy people, you reference above? I only see YOU, and maybe 2 other people bitching about Discover!

 

Just because they gave you your highest limit doesn't make them good. I have a $45K CapOne card and still think they are subprime. Learn to separate emotions from logic...

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Discover SUCKS and screws you out of rewards

 

They don't suck, and I've never been screwed out of rewards.

 

Give it a rest.

 

They do suck, and they've screwed many of us out of rewards.

 

So you give it a rest.

 

 

Recently? Are you referring to VGC's? Where are all these unhappy people, you reference above? I only see YOU, and maybe 2 other people bitching about Discover!

 

Just because they gave you your highest limit doesn't make them good. I have a $45K CapOne card and still think they are subprime. Learn to separate emotions from logic...

 

 

That has nothing to do with it.

 

I see you have a problem, answering any of my questions.

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97% of humans, are happy with Discover!

97% of humans have sub 130 IQ's. Interesting correlation.

 

 

"The average IQ is by definition 100; scores above 100 indicate a higher than average IQ and scores below 100 indicate a lower that average IQ."

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I like Discover, personally. They've treated me better in 1 year as a customer from humble beginnings (sub 640 FICO) than AMEX does with nearly 8 years as a customer of theirs.

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97% of humans, are happy with Discover!

97% of humans have sub 130 IQ's. Interesting correlation.

 

 

"The average IQ is by definition 100; scores above 100 indicate a higher than average IQ and scores below 100 indicate a lower that average IQ."

 

iqnormalcurve.gif

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97% of humans, are happy with Discover!

97% of humans have sub 130 IQ's. Interesting correlation.

 

 

"The average IQ is by definition 100; scores above 100 indicate a higher than average IQ and scores below 100 indicate a lower that average IQ."

 

iqnormalcurve.gif

 

 

"Measures of intelligence may be valuable — although the value is often overrated — but much harm can be done by persons who try to classify individuals strictly on the basis of such measures alone."

 

I'm assuming, you never actually took an IQ test, since you don't like answering questions.

 

.

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97% of humans, are happy with Discover!

97% of humans have sub 130 IQ's. Interesting correlation.

 

 

"The average IQ is by definition 100; scores above 100 indicate a higher than average IQ and scores below 100 indicate a lower that average IQ."

 

iqnormalcurve.gif

 

 

"Measures of intelligence may be valuable — although the value is often overrated — but much harm can be done by persons who try to classify individuals strictly on the basis of such measures alone."

 

I'm assuming, you never actually took an IQ test, since you don't like answering questions.

 

.

 

 

IQ actually does impact life in MANY subtle ways, along with MANY not so subtle ones.

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