Calling OC to Verify Account Ownership

[BoostMyScore]

Thinking of calling SYNCB/WALMART to see if they still own the debt? Bad idea?

 

This is one of two OC accounts that are CHARGE-OFFs, but still reporting a balance and past due amount. Both are SYNCB accounts. No CA reporting. CreditKarma shows this as an open account for some reason.

 

 

Date of First Default: 6/2011

Date Last Payment: 9/2012

 

 

 

Edited December 8, 2015 by BoostMyScore

[genseeker]

You're in NC right, if so, the accts are past SOL. Maybe send an email to customer svc to inquire about the accounts if your goal is to pay them off. For Walmart, if you had the entire acct #, you could maybe pay it in-store.

 

Always get a non-disclosure before paying off old debts.