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Trying to get to 700


tulip
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The last post in this topic was posted 2551 days ago. 

 

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My credit score is currently in around 650 now. I am trying to get to 700. I only have two credit cards with low credit lines below:

 

Good:

 

Capital One 4150 limit

Bank of America 1000 limit

Navy Federal line of credit 7000 limit

 

Bad:

 

5 Sallie Mae student loans with late payments from 2010

One car loan stating 30 days late but not on the timeline

2 medical collections from this year.

 

What I have done so far:

 

I have sent good will letters to both Navient/sallie Mea and to the car loan company.

 

Started why chat's dispute for the two collections

 

Any help or advise would be appreciated!!

 

 

 

 

 

Sent from my iPad using Tapatalk

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Your score should rise if those medical collections get deleted by using Why Chats program. The problem is those collections are so new you may have problems getting those deleted. Follow his steps to the letter to see what happens.

 

Have you gotten your EOMB's(explanation of medical benefits) and found any errors ?

 

Are you up to date on your student loans ?

 

Your file is really thin. Why don't you get a CC from NFCU?

Edited by HERE WE GO !!!
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Your score should rise if those medical collections get deleted by using Why Chats program. The problem is those collections are so new you may have problems getting those deleted. Follow his steps to the letter to see what happens.

 

I got my medicals deleted that was about 6 months old. Just follow whychat program and advice to the letter !!! You'll be amazed how well it works I was. I had over $30k in medical debt. The only things if its within your state SOL. they can still come at you.

Edited by TomDumb
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can someome please link me which whychat to use for medical collections?

i have a medical collection that was from 2010, i didnt even know i had a collection or i owed the hospital anything.

i had an x-ray and paid upfront, i thought that was it, i moved around due to job and i just found out i got billed for $110 in collection.

thanks for the help.

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can someome please link me which whychat to use for medical collections?

i have a medical collection that was from 2010, i didnt even know i had a collection or i owed the hospital anything.

i had an x-ray and paid upfront, i thought that was it, i moved around due to job and i just found out i got billed for $110 in collection.

thanks for the help.

Welcome to CB ryser,

 

If you post your questions in the Medical collection forum there will be someone who can help:

https://creditboards.com/forums/index.php?showforum=39

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Yes I have read that nothing works for federal student loans, but at least I tried.

 

 

Sent from my iPad using Tapatalk

Wondering how if increasing my limits would get me to 700. Any thoughts?

 

 

Sent from my iPad using Tapatalk

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