DCU - Credit Card

[steelers1]

How long for a DCU Credit Card after BK 7?

 

Please share your experiences.

[NewbietoFinance]

I got mine right at 1 year out... YMMV

[ronsetoe]

Why would you want it?

[Klesko]

Mine was 4 years out, but honestly no reason to get this card right now.

[CTSoxFan]

Agree with the others. It isn't a great product, and you have some pretty decent lines for being one year post BK...not seeing how this fits into a strategy.

[steelers1]

I was looking to start a relationship with a good credit union.

 

A low interest card for larger purchases from time to time.

 

That's my goal

[mendelssohn]

Search "Rosefactor" on CB.

 

I have a CC with them that gets no use. It started as a secured card. Their cards and UW are not worth the hassle IMO.

[steelers1]

Search "Rosefactor" on CB.

 

I have a CC with them that gets no use. It started as a secured card. Their cards and UW are not worth the hassle IMO.

 

I got it it.

 

Interesting....

 

What CU do you suggest over a year out of bk?

[mendelssohn]

 

Search "Rosefactor" on CB.

 

I have a CC with them that gets no use. It started as a secured card. Their cards and UW are not worth the hassle IMO.

I got it it.

 

Interesting....

 

What CU do you suggest over a year out of bk?

I have no BK experience, but I think there used to be a list of BK friendly issuers in the BK forum.

[themanwhocan]

If you want low APR credit union cards: https://creditboards.com/forums/index.php?showtopic=527614&page=10&do=findComment&comment=5347297

 

FNBO has a 2% cash back card with limited time availability, and limited to a few states. it also has 11% apr if you qualify for the card. https://www.firstnational.com/lp/2015/bucksback/visa/?type=banner&ecid=150111|OMA|RDG|0093|MKT|PTM|MS1|96X|ZAZ|VIS|2CB

 

Or there is the Big Ticket Card: https://www.coastal24.com/visa/big-ticket-card.html

[steelers1]

If you want low APR credit union cards: https://creditboards.com/forums/index.php?showtopic=527614&page=10&do=findComment&comment=5347297

 

FNBO has a 2% cash back card with limited time availability, and limited to a few states. it also has 11% apr if you qualify for the card. https://www.firstnational.com/lp/2015/bucksback/visa/?type=banner&ecid=150111|OMA|RDG|0093|MKT|PTM|MS1|96X|ZAZ|VIS|2CB

 

Or there is the Big Ticket Card: https://www.coastal24.com/visa/big-ticket-card.html

 

Great info THANK YOU!

[bigpoppa09]

what is there policy on a BK im a member already DW is 3 months past BK7 was wondering will they let her join not intrested in there credit products just want her to get the free EQ 04 Fico