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donkeyshark

Thank you! ...my journey from 626 to 839

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I just wanted to send out a big thank you to everyone that helped me along the way in my credit repair journey. It's been a while since I've been active on here (I'm working full time and finishing up grad school), but I always check in from time to time for various credit questions I run into. About 3 years ago, I decided to repair my credit and joined Creditboards looking for answers. I had a 626 credit score at the time with a slew of negative TLs and one BS collection. My negs were all over the map; some belonged to my ex (auto repo), short sale, late payments, charge-offs gallore, you name it. I wrote letter after letter, Jack-Attacking the enemies left and right, slapping OCs with WhyChat's Repo letters, validation requests, "not mine" disputes, and even wrote letters to the Attorney General, and BBB. I was able to get about half of the damage removed through persistence, and the other half just rolled off as time expired. I finally made it into the 700 club about 6-8 months ago, building new lines of credit along the way and just this month I purchased a new car and couldn't believe it when they pulled my credit and said I had an 839 on Experian. I also just got approved for the Discover it card, and TransUnion gave me a 792. I'm pretty stoked.

 

I figured I'd just pass on another success story and say thank you to everyone who participates.

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Thank you so much for sharing. It's stories like yours that give people like me (folks in the 500 club) hope. Congratulations on all your success.

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