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Which order should I apply for these 3 cards in?


prosper711
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The last post in this topic was posted 2678 days ago. 

 

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Hello Community-

 

My credit is finally once again almost perfect. I am waiting a few weeks to have all my accounts update with the new balances that I just paid down. My TU is 630 right now, but util is showing over 85%. It will be down to 0 on most of my cards, and two cards will be at 26%.

 

I am going to see if I can increase my NFCU cards before applying. I will be applying for Amex BCE, Wyndham rewards (I will use the rewards a lot) and then I am thinking about a Chase card, still researching what will be the best one for me.

 

I have one inq on EX and TU, and 4 on Equifax.

 

 

Advice?

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Hello Community-

 

My credit is finally once again almost perfect. I am waiting a few weeks to have all my accounts update with the new balances that I just paid down. My TU is 630 right now, but util is showing over 85%. It will be down to 0 on most of my cards, and two cards will be at 26%.

 

I am going to see if I can increase my NFCU cards before applying. I will be applying for Amex BCE, Wyndham rewards (I will use the rewards a lot) and then I am thinking about a Chase card, still researching what will be the best one for me.

 

I have one inq on EX and TU, and 4 on Equifax.

 

 

Advice?

 

Always app for the Chase card first. They are picky about too many recently opened accounts.

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Hello Community-

 

My credit is finally once again almost perfect. I am waiting a few weeks to have all my accounts update with the new balances that I just paid down. My TU is 630 right now, but util is showing over 85%. It will be down to 0 on most of my cards, and two cards will be at 26%.

 

I am going to see if I can increase my NFCU cards before applying. I will be applying for Amex BCE, Wyndham rewards (I will use the rewards a lot) and then I am thinking about a Chase card, still researching what will be the best one for me.

 

I have one inq on EX and TU, and 4 on Equifax.

 

 

Advice?

 

Always app for the Chase card first. They are picky about too many recently opened accounts.

 

^^^^^^^^^^^ Chase is quirky as hell

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Hello Community-

 

My credit is finally once again almost perfect. I am waiting a few weeks to have all my accounts update with the new balances that I just paid down. My TU is 630 right now, but util is showing over 85%. It will be down to 0 on most of my cards, and two cards will be at 26%.

 

I am going to see if I can increase my NFCU cards before applying. I will be applying for Amex BCE, Wyndham rewards (I will use the rewards a lot) and then I am thinking about a Chase card, still researching what will be the best one for me.

 

I have one inq on EX and TU, and 4 on Equifax.

 

 

Advice?

 

Always app for the Chase card first. They are picky about too many recently opened accounts.

 

If I app for the Chase first, can I apply for the other 2 the same day?

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Hello Community-

 

My credit is finally once again almost perfect. I am waiting a few weeks to have all my accounts update with the new balances that I just paid down. My TU is 630 right now, but util is showing over 85%. It will be down to 0 on most of my cards, and two cards will be at 26%.

 

I am going to see if I can increase my NFCU cards before applying. I will be applying for Amex BCE, Wyndham rewards (I will use the rewards a lot) and then I am thinking about a Chase card, still researching what will be the best one for me.

 

I have one inq on EX and TU, and 4 on Equifax.

 

 

Advice?

 

Always app for the Chase card first. They are picky about too many recently opened accounts.

 

If I app for the Chase first, can I apply for the other 2 the same day?

 

 

Yup. Might as well get them all on the same day. It's called an app spree for a reason. :grin:

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