Why Would Credit Scores Increase for No Reason ??

[Marcusbaytbm]

Today I pulled my 3 bureau Report from Credit Check Total and just a few days ago my scores were 10 points below what they are now, they've increased in just a few days without anything changing. what could be the reasoning?

 

Or does it take a minute for the scores to update after Collections drop off

Edited September 1, 2015 by Marcusbaytbm

[mendelssohn]

There's always a reason for a change. Even something minor, like an account hitting an anniversary, can raise your scores.

[VintageWillow]

You sneezed in their direction?

 

Without knowing more information its hard to tell. Could just be accounts aging... could be utilization... could be inquiries falling off... could be that you made some on-time payment...

You get the picture.

[cashnocredit]

There's always a reason for a change. Even something minor, like an account hitting an anniversary, can raise your scores.

 

Yep, or lower it. Just one of those mysterious things about FICO scores.

[mshock79]

I don't know, but I want some of that!

[Konrad2012]

Today I pulled my 3 bureau Report from Credit Check Total and just a few days ago my scores were 10 points below what they are now, they've increased in just a few days without anything changing. what could be the reasoning?

 

Or does it take a minute for the scores to update after Collections drop off

A few days ago it was August, now it's September. Accounts and INQ's (and bad things if any) have aged.

[Marcusbaytbm]

Oh cool. As long as it's making the change in the right direction, i'm all for it

[mendelssohn]

Oh cool. As long as it's making the change in the right direction, i'm all for it

As cashnocredit pointed out though, sometimes your scores can actually go down as your profile improves.